Biggs drivers can compare free car insurance quotes from several California carriers, whether your commute is short or runs to Chico.
How Much Does Car Insurance Cost in Biggs?
Biggs has very low vehicle theft, with about 1 theft per 1,000 residents against a state average of about 3, which can help keep one pricing factor calm. Under Prop 103, your driving record, yearly mileage and years of experience count most, so those matter more than the town you live in.
| Factor | Biggs | California |
|---|---|---|
| Average commute | 23 min | 29 min |
| Homes with 2+ cars | 66% | 63% |
| Car thefts per 1,000 | 0.9 | 3.2 |
| ZIP codes | 1 |
Why Biggs Drivers Compare Quotes With A1
Each carrier weighs the same driver a little differently, so the cheapest option for your neighbor may not be the best for you. A1 is independent and compares quotes from several carriers, so you can see the spread in one request.
About Biggs, California
Biggs is a small Sacramento Valley city of about 2,250 people, packed into less than one square mile in Butte County. It sits at just under 100 feet of elevation on flat valley ground. Gridley is only 3 miles away, and Oroville is about 10.
- County
- Butte County
- Population
- 2,254 (Census est.)
- Land area
- 0.9 sq mi
Driving in Biggs: What to Know
Most Biggs workers drive alone, about 83% compared with 67% statewide, and almost none use public transit. The average commute is about 23 minutes, shorter than the state's 29 and among the shorter ones in Butte County. About 9% of households have no vehicle, but two thirds have two or more, so many families run more than one car on one policy. Short trips and a clean record can make you a candidate for the Good Driver Discount, so it is worth asking about.
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Biggs
The nearest DMV office is Oroville DMV at 775 Mitchell Ave., about 10 miles away. That is a real trip from Biggs, so book an appointment and bring your paperwork to avoid a second drive.
Nearest DMV: Oroville
775 Mitchell Ave., Oroville, CA 95965
About 10.2 miles from Biggs
California Car Insurance Rules for Biggs Drivers
With short commutes, many Biggs drivers may qualify for the Good Driver Discount of at least 20%, so keep your record clean and ask for it. Also remember the minimum liability limits of 30/60/15 protect others, not your own car, so think about whether that is enough for you.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Biggs ZIP Codes and Nearby Areas
ZIP codes in Biggs:
Nearby cities and communities:
More About Biggs
Biggs is a small Butte County city surrounded by rice fields and wide Sacramento Valley sky, with a close-knit, hometown feel. Worth checking out:
- Rice country views. Fields around town flood in spring and early summer, turning the flat valley into mirrors of sky, and the harvest season brings golden color and plenty of birdlife.
- Waterfowl and wildlife. The Gray Lodge Wildlife Area, about 15 minutes south, is a famed spot for watching migrating ducks and geese in winter, with sunrise and sunset flights that draw birders and photographers.
- Small-town community. Biggs has a walkable downtown, a friendly local feel and a long agricultural heritage, with families who have farmed the surrounding land for generations.
- Day trips to Chico and Oroville. Chico's Bidwell Park and Oroville's Lake Oroville are each about a 25 to 35 minute drive, perfect for hiking, swimming and boating outings.
Biggs Car Insurance FAQ
Does Biggs's low theft rate mean I can skip comprehensive coverage?
Not necessarily. Comprehensive also covers fire, flood and vandalism, and liability-only will not pay to fix your own car.
Will a short commute lower my insurance price in Biggs?
It can help, because annual mileage is one of the top factors insurers must weigh. With an average commute of about 23 minutes, many local drivers log fewer miles than others in the state.
How do I get quotes if I live in 95917?
You can request free quotes from A1 by phone, text or the online form. A1 compares several California carriers for you.