Brentwood drivers face a commute of about 41 minutes each way, so comparing car insurance quotes here can be worth the few minutes it takes.
How Much Does Car Insurance Cost in Brentwood?
Long drives add up to lots of annual mileage, which Prop 103 says insurers must weigh heavily. Vehicle theft is lower than the state average, at about 1.5 per thousand people against 3.2 statewide, which helps keep one risk factor in check.
| Factor | Brentwood | California |
|---|---|---|
| Average commute | 41 min | 29 min |
| Homes with 2+ cars | 73% | 63% |
| Car thefts per 1,000 | 1.5 | 3.2 |
| ZIP codes | 1 |
Why Brentwood Drivers Compare Quotes With A1
Each carrier weighs mileage, driving record and experience a little differently, so the same Brentwood commuter can get very different quotes. A1 works with several California carriers rather than one, so you get side-by-side quotes for free.
About Brentwood, California
Brentwood is an incorporated city in Contra Costa County with about 64,600 residents spread over roughly 15 square miles. It sits in the San Francisco Bay Area at an elevation of about 79 feet, with the single ZIP code 94513. Nearby communities include Knightsen, Oakley, Antioch, Byron, Discovery Bay and Bethel Island.
- County
- Contra Costa County
- Population
- 64,609 (Census est.)
- Major routes
- SR-4
Driving in Brentwood: What to Know
The average commute here is about 41 minutes, well above the state average of 29 and seventh longest among 52 places in the county. About 67% of workers drive alone, and only about 2% take public transit, so most people depend on their own car. Around 73% of households own two or more vehicles, compared with about 63% statewide, which means many families insure multiple cars. SR-4 runs through or near the city, and time on a busy highway is a good reason to carry more than the minimum coverage.
State highways through or near Brentwood:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Brentwood
The nearest DMV office is Pittsburg DMV at 1399 Buchanan Road in Pittsburg, about 9 miles away.
Nearest DMV: Pittsburg
1399 Buchanan Road, Pittsburg, CA 94565
About 9.4 miles from Brentwood
Traffic court
Superior Court of California, County of Contra Costa.
Contra Costa County court website →California Car Insurance Rules for Brentwood Drivers
California requires at least 30/60/15 liability coverage, but that pays only for others, not your own car. Drivers with a clean record may qualify for a Good Driver Discount of at least 20%, and comprehensive coverage handles theft, fire, flood and vandalism.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Brentwood ZIP Codes and Nearby Areas
ZIP codes in Brentwood:
Nearby cities and communities:
More About Brentwood
Set on the eastern edge of the Bay Area where suburbs give way to orchards and Delta country, Brentwood has long been known for its farms and small-town feel. Worth checking out:
- U-pick farm country. Brentwood is famous for fresh cherries, peaches and sweet corn, and in season you can pick your own fruit at family farms and stop at roadside stands.
- The Brentwood Corn Festival. A summer tradition at Sunset Park, it celebrates the town's best-known crop with live music, food, crafts and plenty of corn.
- Round Valley Regional Preserve. Rolling grassland and oak-dotted hills just outside town make a peaceful spot for a hike, with wide open views of the East Contra Costa countryside.
- Delta days. The Sacramento-San Joaquin Delta is right next door, with winding waterways for boating, fishing and quiet afternoons on the water.
Brentwood Car Insurance FAQ
Does my long commute affect my insurance rate?
Yes, annual mileage is one of the main factors California insurers must weigh. With an average commute of about 41 minutes, many Brentwood drivers log more miles, so it helps to compare carriers.
Should Brentwood drivers add theft protection to their policy?
Brentwood police reported about 100 vehicle thefts in 2025, roughly 1.5 per thousand people. That is below the state average of 3.2, but comprehensive coverage still protects you if it happens.
Do I need coverage for more than one car?
About 73% of Brentwood households have two or more vehicles, so multi-car policies are common. Asking for quotes on every vehicle together lets you see which carrier fits your household best.