Clyde drivers face a 31-minute average commute, so it pays to compare car insurance quotes from several California carriers.
How Much Does Car Insurance Cost in Clyde?
Prices here are shaped mostly by your driving record, yearly mileage and years of experience, with ZIP code 94520 and your vehicle as optional factors. Vehicle theft across Contra Costa County ran about 3.4 per thousand people in 2025, slightly above the state figure of 3.2, which can matter for the car you park outside.
| Factor | Clyde | California |
|---|---|---|
| Average commute | 31 min | 29 min |
| Homes with 2+ cars | 39% | 63% |
| Car thefts per 1,000 (Contra Costa County) | 3.4 | 3.2 |
| ZIP codes | 1 |
Why Clyde Drivers Compare Quotes With A1
A1 is independent and compares quotes from several California carriers, so you see different prices for the same driver profile in one place. Free quotes are available by phone, text or the form, which saves a lot of calling around.
About Clyde, California
Clyde is a tiny community of about 716 people on roughly 0.1 square miles, sitting only 23 feet above sea level in Contra Costa County. It has no city police of its own, so the county sheriff covers it and the CHP patrols highways. Larger Concord is about 4 miles away, with Pacheco, Vine Hill, Martinez and Bay Point all within a short drive.
- County
- Contra Costa County
- Population
- 716 (Census est.)
- Land area
- 0.1 sq mi
Driving in Clyde: What to Know
The average commute is about 31 minutes, a little above the state average of 29 and ranked 38th of 52 in the county. About 82% of workers drive alone, well above the state's 67%, so most people here put real miles on their own cars. Only about 39% of households have two or more vehicles, and 13% have none, so many families depend heavily on one car. That makes dependable coverage important, since a single accident or theft can leave a household without a way to get to work.
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Clyde
The nearest DMV office is Concord DMV at 2070 Diamond Blvd., about 3.8 miles from Clyde. That is a short trip, but with many households sharing one car, it helps to book ahead and plan around work hours.
Nearest DMV: Concord
2070 Diamond Blvd., Concord, CA 94520
About 3.8 miles from Clyde
Traffic court
Superior Court of California, County of Contra Costa.
Contra Costa County court website →California Car Insurance Rules for Clyde Drivers
Because commutes run long and most people drive alone, annual mileage is one of the heaviest rating factors under Prop 103, so report it accurately. With county theft slightly above average, comprehensive coverage is worth considering, since liability-only does not cover your own car if it is stolen.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Clyde ZIP Codes and Nearby Areas
ZIP codes in Clyde:
Nearby cities and communities:
Clyde Car Insurance FAQ
Does my commute affect my car insurance price in Clyde?
Yes, annual mileage is one of the top factors insurers must weigh. With an average commute near 31 minutes, your daily driving can add up, so give an accurate figure.
Is comprehensive coverage worth it in Clyde?
Contra Costa County recorded about 3.4 vehicle thefts per thousand people in 2025, a bit above the state's 3.2. Comprehensive pays for theft, fire, flood and vandalism, which liability-only does not.
What if my household only has one car?
About 13% of Clyde households have no vehicle and fewer than 39% have two or more, so losing a car hurts. Comparing quotes can help you find coverage that fits a single-car budget.