Hiouchi drivers on the North Coast can compare free car insurance quotes from several California carriers in one simple step.
How Much Does Car Insurance Cost in Hiouchi?
Hiouchi is a very small community of about 119 people, so rates here depend mostly on your own driving record, yearly mileage and years of experience. Vehicle theft across Del Norte County is about 2 per thousand people, below the state average of about 3, which is a modest point in your favor.
| Factor | Hiouchi | California |
|---|---|---|
| Homes with 2+ cars | 57% | 63% |
| Car thefts per 1,000 (Del Norte County) | 2 | 3.2 |
| ZIP codes | 1 |
Why Hiouchi Drivers Compare Quotes With A1
Carriers weigh the same rules differently, so the same Hiouchi driver can see quite different prices from one company to the next. A1 is independent and compares quotes from several carriers, and you can ask by phone, text or the form.
About Hiouchi, California
Hiouchi covers only about 0.6 square miles at 171 feet of elevation, and it sits along US-199 on the North Coast. Fewer than 120 people live here, and the sheriff handles local policing while the CHP patrols the highway. Crescent City is about 7 miles away, and the next big city, Chico, is roughly 183 miles off.
- County
- Del Norte County
- Population
- 119 (Census est.)
- Major routes
- US-199
Driving in Hiouchi: What to Know
Only about 34 percent of working residents drive alone, far below the state figure of 67 percent, so carpooling or other ways of getting to work are common here. About 57 percent of households have two or more vehicles, a bit under the state's 63 percent. Most trips lean on US-199 and the roads toward Crescent City, so mileage is worth reporting accurately. Low annual mileage can help your price, and good coverage matters on a rural highway where help may be farther away.
State highways through or near Hiouchi:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Hiouchi
The nearest DMV office is Crescent City DMV at 1475 Parkway Drive, about 6 miles away. That is a short drive for most errands, but it is still worth booking ahead so the trip is not wasted.
Nearest DMV: Crescent City
1475 Parkway Drive, Crescent City, CA 95531
About 6.3 miles from Hiouchi
California Car Insurance Rules for Hiouchi Drivers
Mileage is one of the top rating factors under Prop 103, so if you drive little, make sure your quote shows it. If your record is clean, ask about the Good Driver Discount, which is at least 20 percent for those who qualify.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Hiouchi ZIP Codes and Nearby Areas
ZIP codes in Hiouchi:
Nearby cities and communities:
Hiouchi Car Insurance FAQ
Does driving less around Hiouchi lower my insurance price?
It can, because annual mileage is one of the main factors California insurers must weigh. Give each carrier an honest estimate so the quote reflects your real driving.
Is theft a big concern for insurance in Hiouchi?
Del Norte County recorded about 2 vehicle thefts per thousand people in 2025, under the state average of about 3. Comprehensive coverage is still worth considering, since it also pays for fire, flood and vandalism.
Do I need more than minimum coverage here?
The minimum is 30/60/15 liability, which pays for others' injuries and property but not your own car. If your vehicle matters to you on a highway like US-199, ask for quotes with higher limits and comprehensive too.