Cameron Park drivers can compare car insurance quotes from multiple California carriers, whether you commute along US-50 or mostly stay close to home.
How Much Does Car Insurance Cost in Cameron Park?
Prices here are shaped most by your driving record, annual mileage and years of experience, with ZIP code (95672 or 95682) and your vehicle as optional factors. Vehicle theft is low in El Dorado County, at about 0.5 per thousand people in 2025 against a state average of 3.2, which is a good sign for comprehensive coverage costs.
| Factor | Cameron Park | California |
|---|---|---|
| Average commute | 30 min | 29 min |
| Homes with 2+ cars | 66% | 63% |
| Car thefts per 1,000 (El Dorado County) | 0.5 | 3.2 |
| ZIP codes | 2 |
Why Cameron Park Drivers Compare Quotes With A1
Each carrier weighs the same factors a little differently, so the same driver can get quite different quotes. A1 is an independent broker that compares quotes from multiple California carriers, which saves you from filling out forms company by company.
About Cameron Park, California
Cameron Park is an unincorporated community in El Dorado County with about 17,300 residents spread over roughly 11 square miles. It sits at about 1,200 feet in elevation and is policed by the county sheriff, while the CHP patrols the highways. Shingle Springs and El Dorado Hills are each about 3 miles away, and Folsom is about 8 miles off.
- County
- El Dorado County
- Population
- 17,283 (Census est.)
- Major routes
- US-50
Driving in Cameron Park: What to Know
The average commute is about 30 minutes, just above the state average of 29 and seventh longest among 15 places in the county. About 69% of workers drive alone, so most people here rely on their own car every day. Public transit use is only about 0.3%, which means a reliable, well-insured vehicle matters for most households. About 20% work from home, which can lower your annual mileage and may help your rate if you report it accurately.
State highways through or near Cameron Park:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Cameron Park
The nearest DMV office is Folsom DMV at 323 East Bidwell, Suite A, Folsom, about 10 miles away.
Nearest DMV: Folsom
323 East Bidwell, Suite A, Folsom, CA 95630
About 9.7 miles from Cameron Park
California Car Insurance Rules for Cameron Park Drivers
California's minimum liability is 30/60/15, and it covers other people's injuries and property but not your own car. Qualifying good drivers get at least a 20% Good Driver Discount, and credit scores and gender can't be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Cameron Park ZIP Codes and Nearby Areas
ZIP codes in Cameron Park:
Nearby cities and communities:
More About Cameron Park
Cameron Park is an unincorporated community in the Sierra Nevada foothills along Highway 50, with oak-dotted hills, a small-town feel and Sacramento and the mountains both within easy reach. Don’t miss:
- Cameron Park Lake. The community's centerpiece has a walking path, shady picnic spots and a playground, making it an easy place for a relaxed afternoon outdoors.
- Cameron Park Airport. A small airport with its own runway sits right in the community, and watching the planes take off and land is a quiet local pastime.
- Apple Hill. Every fall, family-run orchards near Placerville open up with fresh apple pies, cider and pick-your-own fruit, just a short trip up the highway.
- Gold Rush history nearby. Marshall Gold Discovery State Historic Park in Coloma, where gold was found in 1848, is close by, and so are the foothill wineries of El Dorado County.
Cameron Park Car Insurance FAQ
Does a short commute lower my insurance in Cameron Park?
It can, because annual mileage is one of the top factors insurers must weigh. The average commute here is about 30 minutes, so if yours is shorter or you work from home, tell your quoter.
Is comprehensive coverage worth it here?
Comprehensive pays for theft, fire, flood and vandalism, and liability-only does not cover your own car. Theft is low in El Dorado County, but fire and other damage can still happen, so it depends on your car's value.
What happens if I drive without insurance?
A first offense is a $100 to $200 fine plus penalty assessments, and later offenses can mean impound. Since most Cameron Park workers drive alone, a gap in coverage is a real risk to avoid.