Firebaugh drivers can compare car insurance quotes from multiple California carriers in one place, with a vehicle theft rate well under the state average.
How Much Does Car Insurance Cost in Firebaugh?
Prices here are shaped mostly by your driving record, annual mileage and years of experience, with ZIP code 93622 as an optional factor. Firebaugh's reported theft rate of about 1 vehicle per 1,000 residents is well below the state average of about 3, which is a point in its favor for comprehensive coverage.
| Factor | Firebaugh | California |
|---|---|---|
| Average commute | 24 min | 29 min |
| Homes with 2+ cars | 54% | 63% |
| Car thefts per 1,000 | 1.2 | 3.2 |
| ZIP codes | 1 |
Why Firebaugh Drivers Compare Quotes With A1
Each carrier weighs the same factors a little differently, so the same driver can see different prices from company to company. A1 is an independent broker that compares quotes from multiple California carriers, so you do not have to call around yourself.
About Firebaugh, California
Firebaugh is a small incorporated city of about 8,300 people in Fresno County, in the San Joaquin Valley. It covers only about 3.5 square miles and sits at roughly 151 feet of elevation. Mendota is the closest nearby community at about 8 miles, and Dos Palos is about 13 miles away.
- County
- Fresno County
- Population
- 8,301 (Census est.)
- Major routes
- SR-33
Driving in Firebaugh: What to Know
Most Firebaugh commuters drive alone, about 87%, compared with about 67% across California. Almost no one uses public transit, so a car is the main way to get to work and errands. About 12% of households have no vehicle, which means many people share rides or depend on others. The average commute of about 24 minutes is shorter than the state's 29, but trips to Fresno, 37 miles away, add real mileage that can affect your rate.
State highways through or near Firebaugh:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Firebaugh
The nearest DMV office is Madera DMV at 1206 Maple St., Madera, CA 93637, about 22 miles from Firebaugh.
Nearest DMV: Madera
1206 Maple St., Madera, CA 93637
About 22.1 miles from Firebaugh
California Car Insurance Rules for Firebaugh Drivers
California requires at least 30/60/15 liability coverage, and driving uninsured can bring a fine of $100 to $200 plus penalty assessments on a first offense. Qualifying good drivers get at least a 20% Good Driver Discount, and insurers cannot use your credit score or gender to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Firebaugh ZIP Codes and Nearby Areas
ZIP codes in Firebaugh:
Nearby cities and communities:
More About Firebaugh
Firebaugh is a small farming city on the San Joaquin River on the west side of Fresno County, where agriculture and community pride go hand in hand. Worth checking out:
- Life on the river. The San Joaquin River runs along the edge of town, and its banks and nearby waterways offer fishing, birdwatching and quiet spots to enjoy the valley outdoors.
- Farm country roots. Firebaugh sits in one of the richest agricultural regions in the country, with fields of tomatoes, melons, cotton and almonds stretching in every direction.
- Firebaugh Ferry history. The city is named for Andrew Firebaugh, who ran a ferry across the San Joaquin River in the 1850s, a bit of Gold Rush-era history that shaped the town.
- Wildlife refuges nearby. The San Luis National Wildlife Refuge Complex is a short drive away, with wetlands that draw migrating waterfowl and sandhill cranes in the cooler months.
Firebaugh Car Insurance FAQ
Is car insurance cheaper in Firebaugh because theft is low?
Low theft can help, since Firebaugh police reported about 1.2 thefts per 1,000 residents against a state average of 3.2. Your driving record, mileage and experience still count most under Prop 103.
Do I need comprehensive coverage in Firebaugh?
Comprehensive pays for theft, fire, flood and vandalism, while liability-only does not cover your own car. Even with lower local theft, it is worth considering if you could not afford to replace your vehicle yourself.
How do I get quotes from A1?
Quotes are free, and you can call, text or use the form. A1 compares quotes from multiple California carriers for you.