Maricopa drivers face a longer-than-average commute, so it pays to compare car insurance quotes from several California carriers.
How Much Does Car Insurance Cost in Maricopa?
Long drives matter here because annual mileage is one of the main factors California insurers must weigh. Vehicle theft across Kern County ran about 4.4 per thousand people in 2025, above the state average of 3.2, which can also push prices up.
| Factor | Maricopa | California |
|---|---|---|
| Average commute | 32 min | 29 min |
| Homes with 2+ cars | 62% | 63% |
| Car thefts per 1,000 (Kern County) | 4.4 | 3.2 |
| ZIP codes | 1 |
Why Maricopa Drivers Compare Quotes With A1
A1 is independent and compares quotes from several California carriers, so you can see how different companies treat a long commute and a Kern County address. Quotes are free, and you can ask by phone, text or the online form.
About Maricopa, California
Maricopa is a small city of about 1,000 people on just 1.6 square miles in the San Joaquin Valley, sitting at roughly 883 feet. It has one ZIP code, 93252, and State Routes 33 and 166 run through or near it. Taft and its neighboring communities are the closest places, and Bakersfield is about 29 miles away.
- County
- Kern County
- Population
- 1,015 (Census est.)
- Major routes
- SR-33, SR-166
Driving in Maricopa: What to Know
The average commute here is about 32 minutes, longer than the state average of 29. About 85% of workers drive alone, compared with 67% statewide, and very few take transit or work from home. That means most days involve real miles behind the wheel, which raises your exposure on the road and the mileage your insurer counts. Most households have two or more vehicles, but about 7% have none, so some residents depend on neighbors or rides.
State highways through or near Maricopa:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Maricopa
The nearest DMV office is Taft DMV at 165 Center St., Taft, about 7 miles from Maricopa. That is a short drive, but plan the trip around work hours since most people here commute and drive alone.
Nearest DMV: Taft
165 Center St., Taft, CA 93268
About 6.7 miles from Maricopa
California Car Insurance Rules for Maricopa Drivers
Because commutes are long, your annual mileage estimate matters, so report it honestly and revisit it if your job or route changes. Comprehensive coverage is also worth a look given Kern County's theft rate, since liability-only will not cover your own car if it is stolen.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Maricopa ZIP Codes and Nearby Areas
ZIP codes in Maricopa:
Nearby cities and communities:
More About Maricopa
Maricopa is a small, friendly oil town on the quiet west side of Kern County, with wide open skies and a deep connection to California's oil history. Worth checking out:
- Oil country heritage. Maricopa sits near the Midway-Sunset Oil Field, one of the largest and most productive oil fields in the country, and the pumpjacks on the hills are part of the local landscape.
- Maricopa Historical Society Museum. A small-town museum with local artifacts and photographs that tell the story of the area's oil boom and ranching days.
- Carrizo Plain National Monument. Wildflower superblooms, sweeping grasslands and the San Andreas Fault are all on display at this protected landscape, about a 45 minute drive southwest.
- Big sky and open road. Maricopa is a great base for exploring the quiet back roads of western Kern County, with big sunsets and uncrowded views of the Temblor Range.
Maricopa Car Insurance FAQ
Will my long commute from Maricopa raise my insurance rate?
It can, because annual mileage is one of the top factors California insurers must weigh. With an average commute of about 32 minutes, comparing quotes shows how each carrier prices your actual miles.
Is comprehensive coverage worth it in Maricopa?
Kern County's 2025 vehicle theft rate of 4.4 per thousand was higher than the state's 3.2. Comprehensive covers theft, fire, flood and vandalism, which liability-only does not.
Where do I go for DMV services near Maricopa?
The closest office is Taft DMV on Center St. in Taft, about 7 miles away. Bring proof of insurance, since you will need current coverage on your vehicle.