Avalon drivers can compare car insurance quotes from several California carriers, with short island trips and very little vehicle theft working in your favor.
How Much Does Car Insurance Cost in Avalon?
Avalon has one of the lightest theft records around, with just 2 vehicle thefts reported by Avalon police in 2025, or about 0.6 per thousand people against a state average of 3.2. Under Prop 103, your driving record, annual mileage and years of experience count most, and short island trips can help on the mileage side.
| Factor | Avalon | California |
|---|---|---|
| Average commute | 10 min | 29 min |
| Homes with 2+ cars | 26% | 63% |
| Car thefts per 1,000 | 0.6 | 3.2 |
| ZIP codes | 1 |
Why Avalon Drivers Compare Quotes With A1
Carriers weigh the same details differently, so one company may reward your low mileage more than another. A1 is an independent agency that compares quotes from several California carriers, and the quotes are free by phone, text or the form.
About Avalon, California
Avalon is a small city of about 3,400 people on only 2.9 square miles, sitting near sea level at 30 feet. It shares the 90704 ZIP code with no one else, and it is part of Los Angeles County. Its ranking is unusual: the average commute is about 10 minutes, the shortest of all 141 places in the county.
- County
- Los Angeles County
- Population
- 3,373 (Census est.)
- Land area
- 2.9 sq mi
Driving in Avalon: What to Know
Commutes here average about 10 minutes, compared with 29 minutes across California. Only about 39% of workers drive alone, versus 67% statewide, and nearly 19% of households have no vehicle at all. Just 26% of households own two or more vehicles, so many people share one car or go without. With so little time on the road, a low annual mileage figure can matter when you ask for quotes, and you should still make sure your coverage fits how you really use the car.
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Avalon
The nearest DMV office is San Pedro DMV at 1511 North Gaffey St., about 29 miles away. For an islander that means planning ahead, so handle renewals and paperwork online when you can and save an in-person trip for things that require it.
Nearest DMV: San Pedro
1511 North Gaffey St., San Pedro, CA 90731
About 28.7 miles from Avalon
California Car Insurance Rules for Avalon Drivers
Because commutes are so short, the Good Driver Discount may be a strong point for you, since qualifying drivers get at least 20% off. Annual mileage is also one of the top rating factors, so report it accurately.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Avalon ZIP Codes and Nearby Areas
ZIP codes in Avalon:
Nearby cities and communities:
More About Avalon
Avalon is the harbor town on Santa Catalina Island, about 22 miles off the Southern California coast, where golf carts outnumber cars and the pace is happily slow. A few local favorites:
- The Catalina Casino. This round, art deco landmark on the waterfront opened in 1929. It houses a historic movie theater and a grand ballroom, and its views over Avalon Bay are hard to beat.
- Descanso Beach and the harbor. Avalon’s waterfront is made for kayaking, snorkeling and paddleboarding in clear water, with colorful garibaldi fish flashing below the surface.
- Wild island scenery. Much of Catalina is protected by the Catalina Island Conservancy, with hiking trails, rugged hills and bison that roam the interior.
- Wrigley Memorial and Botanic Garden. Just up Avalon Canyon, this memorial honors chewing gum magnate William Wrigley Jr., who shaped the island’s history, and the garden features plants native to Catalina.
Avalon Car Insurance FAQ
Does driving very little on the island lower my insurance cost?
It can, because annual mileage is one of the main factors insurers must weigh under Prop 103. Tell each carrier how few miles you really drive so it shows in your quote.
With so little theft in Avalon, do I still need comprehensive coverage?
Theft is rare here, at about 0.6 per thousand people, but comprehensive also covers fire, flood and vandalism. Liability-only will not pay to fix or replace your own car, so think about what you could afford to lose.
Can I get a quote without leaving the island?
Yes. A1 takes quote requests by phone, text or the online form, so you do not need to make the long trip toward San Pedro. Quotes are free and compare several California carriers.