Claremont drivers can compare car insurance quotes from multiple California carriers, and with vehicle theft at just 0.7 per thousand residents, there is a lot to work with.
How Much Does Car Insurance Cost in Claremont?
Claremont's low theft rate, about 0.7 per thousand people in 2025 against a state average of 3.2, can work in a driver's favor when comprehensive coverage is priced. Under Prop 103, though, your driving record, annual mileage and years of experience count most, so your own habits matter more than your ZIP code, 91711.
| Factor | Claremont | California |
|---|---|---|
| Average commute | 27 min | 29 min |
| Homes with 2+ cars | 65% | 63% |
| Car thefts per 1,000 | 0.7 | 3.2 |
| ZIP codes | 1 |
Why Claremont Drivers Compare Quotes With A1
Each carrier weighs those rating factors a little differently, so the same Claremont driver can see different prices from one company to the next. As an independent broker, A1 checks prices with several California carriers in one go, at no cost to you.
About Claremont, California
Claremont is an incorporated city in Los Angeles County with about 36,500 residents spread over roughly 13 square miles. It sits at about 1,168 feet of elevation in Southern California. Upland, La Verne and Montclair are all within a few miles, and Pomona is about 5 miles away.
- County
- Los Angeles County
- Population
- 36,553 (Census est.)
- Major routes
- I-210, SR-66, SR-210
Driving in Claremont: What to Know
The average commute here is about 27 minutes, a little under the state average of 29. About 57% of workers drive alone, well below the state figure of 67%, and 22% work from home, compared with 15.5% statewide. Still, about 65% of households have two or more vehicles, so many families insure more than one car. I-210, SR-66 and SR-210 run through or near the city, so highway miles can add up, and your annual mileage affects your rate.
State highways through or near Claremont:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Claremont
The nearest DMV office is Pomona DMV at 1600 South Garey Ave., Pomona, about 6 miles away.
Nearest DMV: Pomona
1600 South Garey Ave., Pomona, CA 91766
About 6.1 miles from Claremont
California Car Insurance Rules for Claremont Drivers
California's minimum liability limits are 30/60/15, which covers $30,000 per person and $60,000 per accident for injury, plus $15,000 for property damage. Drivers with a clean record can qualify for a Good Driver Discount of at least 20%, and insurers can't use credit scores or gender to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Claremont ZIP Codes and Nearby Areas
ZIP codes in Claremont:
Nearby cities and communities:
More About Claremont
Tucked against the San Gabriel Mountains, Claremont is a leafy college town known as the "City of Trees and PhDs," with a walkable center and a small-town feel. A few local favorites:
- The Claremont Colleges. Pomona, Scripps, Claremont McKenna, Harvey Mudd and Pitzer sit side by side, along with two graduate schools. Their shady, historic campuses are open for strolling.
- The Village. Tree-lined streets near the campuses are packed with independent bookstores, cafes and restaurants, plus a lively mix of students, professors and families out for an evening walk.
- Rancho Santa Ana Botanic Garden. This is the largest garden devoted entirely to California native plants. Wildflowers in spring and quiet walking paths make it a great escape.
- Foothill hiking. Claremont Hills Wilderness Park starts right at the edge of town, with trails and views across the valley. Mount Baldy and the San Gabriel Mountains are a short trip away.
Claremont Car Insurance FAQ
Does Claremont's low theft rate lower my insurance?
It may help, since Claremont police reported only 24 vehicle thefts in 2025, or about 0.7 per thousand people. Theft risk mainly affects comprehensive coverage, which pays for theft, fire, flood and vandalism.
Will working from home save me money on car insurance?
It can, because insurers must weigh annual mileage heavily, and less commuting usually means fewer miles. About 22% of Claremont workers work from home, so tell each carrier honestly how much you drive.
Is liability-only enough for my car in Claremont?
Liability-only meets the state minimum, but it does not cover damage to your own car. If you rely on your vehicle for a commute of about 27 minutes or for family errands, consider whether you could afford to replace it.