Compton drivers can compare car insurance quotes from multiple California carriers, which matters in a city where vehicle theft runs well above the state rate.
How Much Does Car Insurance Cost in Compton?
Vehicle theft is a big factor here, with about 9 thefts per thousand people in 2025 compared with a state average of about 3. Prop 103 says your driving record, annual mileage and years of experience count most, but your ZIP code (90220, 90221 or 90222) and the car you drive can also affect your price.
| Factor | Compton | California |
|---|---|---|
| Average commute | 30 min | 29 min |
| Homes with 2+ cars | 70% | 63% |
| Car thefts per 1,000 | 9 | 3.2 |
| ZIP codes | 3 |
Why Compton Drivers Compare Quotes With A1
Carriers weigh local theft and ZIP code factors differently, so the same Compton driver can see quite different quotes from one company to the next. A1 is an independent broker that compares quotes from multiple California carriers, so you can see those differences in one place.
About Compton, California
Compton is an incorporated city in Los Angeles County with about 93,500 residents spread over roughly 10 square miles. It sits at a low elevation of about 69 feet. Neighbors like East Rancho Dominguez, Willowbrook and West Rancho Dominguez are only about 2 miles away, and Lynwood, Paramount and Carson are close too.
- County
- Los Angeles County
- Population
- 93,525 (Census est.)
- Major routes
- I-710, SR-91
Driving in Compton: What to Know
Most Compton commuters drive alone, about 78%, compared with about 67% across California. The average commute is about 30 minutes, just above the state average of 29. Only about 4% work from home, so more people are on the road at rush hour than in much of the state. I-710 and SR-91 run through or near the city, so many drivers face heavy freeway traffic, and that makes solid liability limits worth considering.
State highways through or near Compton:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Compton
The nearest DMV office is the Compton DMV at 2111 South Santa Fe Ave., Compton, CA 90221, about 1.4 miles away.
Nearest DMV: Compton
2111 South Santa Fe Ave., Compton, CA 90221
About 1.4 miles from Compton
California Car Insurance Rules for Compton Drivers
California's minimum liability coverage is 30/60/15, which means $30,000 per injured person, $60,000 per accident and $15,000 for property damage. Driving uninsured can bring a $100 to $200 fine plus penalty assessments for a first offense, and later offenses can mean impound.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Compton ZIP Codes and Nearby Areas
ZIP codes in Compton:
Nearby cities and communities:
More About Compton
Centrally located between downtown Los Angeles and Long Beach, Compton earned the nickname "Hub City" and has a deep history in sports, music and community pride. Worth checking out:
- Richland Farms. This neighborhood still has its original rural feel, with large lots where residents keep horses and livestock, a surprising sight in the middle of Los Angeles County.
- The Compton Cowboys. Local riders carry on the city's horse culture and have become well known for introducing neighborhood kids to riding and ranch life.
- Hip-hop roots. Compton shaped the sound of West Coast rap, producing artists like N.W.A, DJ Quik and Kendrick Lamar, and the city still takes pride in that legacy.
- Home of champions. Venus and Serena Williams learned tennis on Compton's public courts, and the city has produced standout athletes in many other sports.
Compton Car Insurance FAQ
Does vehicle theft in Compton affect my insurance?
It can. Compton police recorded about 9 vehicle thefts per thousand people in 2025, well above the state average of about 3. Comprehensive coverage pays for theft, fire, flood and vandalism, while liability-only does not cover your own car.
Are many Compton households multi-car?
About 70% of households have two or more vehicles, compared with about 63% statewide. If you insure more than one car, it is worth comparing quotes across carriers to see how each one prices your household.
Can I lower my rate with a clean record?
Yes. Drivers who qualify for the Good Driver Discount get at least 20% off. Credit scores and gender cannot be used to set your rate in California.