Florence-Graham drivers face a commute of about 35 minutes each way, so comparing car insurance quotes here can be worth a few minutes.
How Much Does Car Insurance Cost in Florence-Graham?
Annual mileage is one of the top factors insurers must weigh, and a long daily commute adds to it. Your ZIP code (90001 or 90002) is an optional factor, so rates can differ from one carrier to the next.
| Factor | Florence-Graham | California |
|---|---|---|
| Average commute | 35 min | 29 min |
| Homes with 2+ cars | 64% | 63% |
| Car thefts per 1,000 (Los Angeles County) | 4.7 | 3.2 |
| ZIP codes | 2 |
Why Florence-Graham Drivers Compare Quotes With A1
Each carrier weighs the same factors a little differently, so the same driver can get quite different prices. As an independent broker, A1 checks prices with several California carriers in one go, at no cost to you.
About Florence-Graham, California
Florence-Graham is an unincorporated community in Los Angeles County, covering about 3.5 square miles with roughly 61,700 residents. It is policed by the county sheriff, and the CHP patrols highways. Neighbors include Walnut Park, Huntington Park, Vernon, Willowbrook and South Gate, all within a few miles.
- County
- Los Angeles County
- Population
- 61,723 (Census est.)
- Land area
- 3.5 sq mi
Driving in Florence-Graham: What to Know
Commutes here average about 35 minutes, well above the state average of 29, and rank 19th of 141 places in the county. About 71% of workers drive alone, a bit above the state's 67%, and only about 4% work from home compared with 15% statewide. That means most people are on the road at rush hour, and more miles can push up premiums. Vehicle theft across Los Angeles County runs about 4.7 per thousand, above the state's 3.2, so comprehensive coverage is worth considering.
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Florence-Graham
The nearest DMV office is Los Angeles DMV at 3615 South Hope St., Los Angeles, CA 90007, about 4 miles away.
Nearest DMV: Los Angeles
3615 South Hope St., Los Angeles, CA 90007
About 4 miles from Florence-Graham
California Car Insurance Rules for Florence-Graham Drivers
California's minimum liability is 30/60/15, and it only covers damage you cause to others, not your own car. Drivers with a clean record can qualify for a Good Driver Discount of at least 20%, and credit scores can't be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Florence-Graham ZIP Codes and Nearby Areas
ZIP codes in Florence-Graham:
Nearby cities and communities:
More About Florence-Graham
Florence-Graham is an unincorporated community in South Los Angeles County with a close-knit, largely Latino neighborhood feel and easy access to the rest of the region. A few local favorites:
- Neighborhood taquerias. Family-run taquerias, panaderías and produce markets line the commercial streets, especially along Florence Avenue, and make everyday meals here something to look forward to.
- Roosevelt Park. This Los Angeles County park offers green space, playing fields and a gathering spot for community events and weekend get-togethers right in the neighborhood.
- Next door to Watts Towers. The Watts Towers, Simon Rodia's soaring folk-art sculptures made of steel and found objects, are only a short trip away and well worth a visit.
- Rail to the rest of LA. The Metro A Line stops at Florence Station, giving residents a car-free way to reach Downtown Los Angeles or Long Beach.
Florence-Graham Car Insurance FAQ
Does my long commute affect my car insurance rate?
Yes, annual mileage is one of the main factors California insurers must weigh. With an average commute of about 35 minutes here, accurate mileage figures can matter when you compare quotes.
Is comprehensive coverage worth it in Florence-Graham?
Comprehensive pays for theft, fire, flood and vandalism, which liability-only does not. Vehicle theft in Los Angeles County is about 4.7 per thousand, higher than the state average of 3.2, so it deserves a look.
What if I have a household with no car or just one?
About 9% of households here have no vehicle, and about 64% have two or more. If you share a car or add a driver, compare quotes so the coverage fits how your household actually drives.