Ladera Heights drivers face a commute of about 31 minutes, so compare car insurance quotes and find coverage that fits your daily miles.
How Much Does Car Insurance Cost in Ladera Heights?
Under Prop 103, your driving record, annual mileage and years of experience count most, and a longer commute adds to your mileage. The county's vehicle theft rate of about 5 per thousand people is higher than the state's 3 per thousand, which can make comprehensive coverage worth a look.
| Factor | Ladera Heights | California |
|---|---|---|
| Average commute | 31 min | 29 min |
| Homes with 2+ cars | 69% | 63% |
| Car thefts per 1,000 (Los Angeles County) | 4.7 | 3.2 |
| ZIP codes | 2 |
Why Ladera Heights Drivers Compare Quotes With A1
Carriers weigh the same factors differently, so the same Ladera Heights driver can get quite different quotes from different companies. A1 is an independent broker that compares quotes from multiple California carriers, so you see several options in one place.
About Ladera Heights, California
Ladera Heights is an unincorporated community in Los Angeles County with about 7,250 residents. It covers roughly 3 square miles at about 305 feet of elevation. Its neighbors include View Park-Windsor Hills, Culver City and Inglewood, and downtown-area Los Angeles is only about 3 miles away.
- County
- Los Angeles County
- Population
- 7,249 (Census est.)
- Major routes
- SR-90
Driving in Ladera Heights: What to Know
Most residents drive alone to work, about 70%, which is above the state average of 67%. The average commute is about 31 minutes, a bit longer than the state's 29, and that time on the road adds to your yearly mileage. About 69% of households have two or more vehicles, so many families insure several cars at once. SR-90 runs through or near the community, and the county sheriff handles local policing while the CHP patrols highways.
State highways through or near Ladera Heights:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Ladera Heights
The nearest DMV office is Inglewood DMV at 621 North La Brea Ave., Inglewood, about 2 miles away.
Nearest DMV: Inglewood
621 North La Brea Ave., Inglewood, CA 90302
About 2 miles from Ladera Heights
California Car Insurance Rules for Ladera Heights Drivers
California's minimum liability limits are 30/60/15, which means $30,000 per person and $60,000 per accident for injury, plus $15,000 for property damage. Drivers with a clean record can qualify for a Good Driver Discount of at least 20%, and your credit score can't be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Ladera Heights ZIP Codes and Nearby Areas
ZIP codes in Ladera Heights:
Nearby cities and communities:
More About Ladera Heights
Perched on a hillside above the Westside with sweeping views toward the ocean and downtown, Ladera Heights is a quiet, leafy community in Los Angeles County. Worth checking out:
- Views from the hills. The community sits on elevated terrain, so many streets open to wide views of the Los Angeles basin, the Pacific and, on clear days, distant mountains.
- Kenneth Hahn Park. Nearby Kenneth Hahn State Recreation Area offers shaded picnic spots, a Japanese garden, a pond and trails with some of the best city overlooks around.
- A close-knit community. Ladera Heights is known as one of the country's most prominent and long-established middle-class and affluent Black communities, with a strong tradition of neighborhood pride.
- Close to everything. Culver City, Baldwin Hills and the beaches are a short trip away, and Westfield Culver City and Baldwin Hills Crenshaw Plaza are nearby for shopping and dining.
Ladera Heights Car Insurance FAQ
Does my long commute affect my insurance rate?
It can, because annual mileage is one of the top factors California insurers must weigh. Ladera Heights commutes average about 31 minutes, so be accurate about how far you actually drive.
Is comprehensive coverage worth it in Ladera Heights?
Comprehensive pays for theft, fire, flood and vandalism, and liability-only does not cover your own car. Los Angeles County's theft rate is about 5 per thousand people, above the state's 3, so it is worth considering.
How do I get a quote from A1?
You can call, text or use the online form, and quotes are free. A1 compares multiple California carriers for you.