Redondo Beach drivers can compare car insurance quotes in one place, with a vehicle theft rate lower than the state average.
How Much Does Car Insurance Cost in Redondo Beach?
Prices here are shaped mostly by your driving record, annual mileage and years of experience, with ZIP code (90277 or 90278) and your vehicle as optional factors. Theft is fairly low, at about 2.4 vehicles per thousand people against a state average of 3.2, which is a good sign for comprehensive coverage costs.
| Factor | Redondo Beach | California |
|---|---|---|
| Average commute | 27 min | 29 min |
| Homes with 2+ cars | 62% | 63% |
| Car thefts per 1,000 | 2.4 | 3.2 |
| ZIP codes | 2 |
Why Redondo Beach Drivers Compare Quotes With A1
Each carrier weighs those factors differently, so the same Redondo Beach driver can get quite different prices from company to company. Instead of calling each company, let A1 gather free quotes from several California carriers for you.
About Redondo Beach, California
Redondo Beach is an incorporated city in Los Angeles County with about 70,000 residents packed into roughly 6 square miles. It sits just 62 feet above sea level on the Southern California coast. Hermosa Beach is about a mile away, and Torrance, Manhattan Beach and El Segundo are all within a few miles.
- County
- Los Angeles County
- Population
- 69,814 (Census est.)
- Major routes
- SR-1
Driving in Redondo Beach: What to Know
The average commute is about 27 minutes, a little shorter than the state average of 29. About 65% of workers drive alone, and more than a quarter work from home, well above the state's 16%. Fewer daily miles can help when an insurer asks about your annual mileage, so tell your agent if you work from home. SR-1 runs through or near the city, and most households have two or more vehicles, so adding a second car or driver to a policy is common here.
State highways through or near Redondo Beach:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Redondo Beach
The nearest DMV office is Torrance DMV at 1785 West 220th St., about 5 miles away.
Nearest DMV: Torrance
1785 West 220th St., Torrance, CA 90501
About 5.3 miles from Redondo Beach
California Car Insurance Rules for Redondo Beach Drivers
California requires at least 30/60/15 liability coverage, but that will not pay to fix your own car, so consider comprehensive and collision as well. Drivers with a clean record can qualify for a Good Driver Discount of at least 20%, and credit scores cannot be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Redondo Beach ZIP Codes and Nearby Areas
ZIP codes in Redondo Beach:
Nearby cities and communities:
More About Redondo Beach
Redondo Beach is a classic South Bay beach town on Santa Monica Bay, with a working harbor, a lively pier and sunsets that bring people out every evening. Where to start:
- The Redondo Beach Pier. Stroll the boardwalk, fish off the pier, or grab fresh seafood at a waterfront restaurant while the sun sinks into the Pacific.
- King Harbor and Seaside Lagoon. Boats fill the marina, and the waterfront paths are great for a walk. Seaside Lagoon, a saltwater swimming area beside the beach, is a family favorite in summer.
- Riviera Village. This walkable shopping and dining district in south Redondo has indie boutiques, cafes and a small-town feel, just a short trip from the sand.
- Surfing roots. Hawaiian surfing pioneer George Freeth gave early demonstrations here in 1907
Redondo Beach Car Insurance FAQ
Does working from home lower my car insurance in Redondo Beach?
It can, because annual mileage is one of the top factors insurers must weigh. About 26% of local workers work from home, so many drivers here may log fewer miles than average.
Will the theft rate in Redondo Beach change what I pay for car insurance?
Less than in much of the state. Police recorded about 2.4 thefts per thousand people in 2025, below the state average of 3.2, though comprehensive coverage is still what pays if your car is stolen.
Where do I go for DMV help if I need an SR-22 or have a suspension?
The closest DMV office is Torrance DMV, about 5 miles away. An SR-22 is a form your insurer files with the DMV after a DUI, driving uninsured or a suspension, and A1 can help you compare quotes for it.