Rowland Heights drivers face a commute of about 33 minutes each way, so it pays to compare car insurance quotes from several California carriers.
How Much Does Car Insurance Cost in Rowland Heights?
Long drives matter because annual mileage is one of the main factors California insurers must weigh, and the average commute here runs about 33 minutes versus 29 statewide. Vehicle theft in Los Angeles County was about 4.7 per thousand people in 2025, compared with 3.2 for the state, which can push up the cost of comprehensive coverage.
| Factor | Rowland Heights | California |
|---|---|---|
| Average commute | 33 min | 29 min |
| Homes with 2+ cars | 74% | 63% |
| Car thefts per 1,000 (Los Angeles County) | 4.7 | 3.2 |
| ZIP codes | 2 |
Why Rowland Heights Drivers Compare Quotes With A1
Each carrier weighs mileage, driving record and experience a little differently, so the same driver can get quite different prices. Because A1 isn’t tied to one insurer, it shops several California carriers for you, and the quote costs nothing.
About Rowland Heights, California
Rowland Heights is an unincorporated community in Los Angeles County with about 46,800 residents spread over roughly 13 square miles. It sits at about 525 feet in elevation and uses the ZIP codes 91748 and 91789. Neighbors include Diamond Bar, Brea, La Habra and La Habra Heights, and West Covina is the closest city over 100,000 people.
- County
- Los Angeles County
- Population
- 46,787 (Census est.)
- Major routes
- SR-57, SR-60
Driving in Rowland Heights: What to Know
Most people here travel by car, with about 71% driving alone to work and only about 2% taking public transit. Around 74% of households have two or more vehicles, well above the state figure of about 63%, so many families insure more than one car. SR-57 and SR-60 run through or near the community, and these are the routes many commuters rely on. Lots of daily miles and several cars per home make it worth checking your coverage limits and your mileage estimate.
State highways through or near Rowland Heights:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Rowland Heights
The nearest DMV office is West Covina DMV at 800 South Glendora Ave., West Covina, CA 91790, about 7 miles away.
Nearest DMV: West Covina
800 South Glendora Ave., West Covina, CA 91790
About 6.7 miles from Rowland Heights
California Car Insurance Rules for Rowland Heights Drivers
California requires at least 30/60/15 liability coverage, which protects others but not your own car. Drivers with a clean record may qualify for a Good Driver Discount of at least 20%, and credit scores cannot be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Rowland Heights ZIP Codes and Nearby Areas
ZIP codes in Rowland Heights:
Nearby cities and communities:
More About Rowland Heights
Set in the hills on the eastern edge of the San Gabriel Valley, Rowland Heights is an unincorporated community with suburban calm and some of the best food in Los Angeles County. Some highlights:
- Plaza food crawls. Colima Road and Nogales Street are lined with shopping plazas packed with Taiwanese, Cantonese and Sichuan restaurants, boba shops and bakeries. Come hungry and bring friends.
- A thriving Asian American community. Rowland Heights has long been a center of Taiwanese and Chinese culture in the region, with busy markets, tea shops and lively Lunar New Year celebrations.
- Schabarum Regional Park. This county park has shady picnic areas, playgrounds and trails that climb into the hills, a favorite spot for weekend family outings.
- Rancho La Puente roots. The community is named for John Rowland, a pioneer who co-owned Rancho La Puente in the 1840s, when this area was open ranch land.
Rowland Heights Car Insurance FAQ
Does a long commute raise my insurance cost in Rowland Heights?
It can, because annual mileage is one of the top factors California insurers must weigh. The average commute here is about 33 minutes, so an accurate mileage estimate is worth getting right.
Should I carry comprehensive coverage here?
Comprehensive pays for theft, fire, flood and vandalism, and liability-only does not cover your own car. Los Angeles County's 2025 theft rate of 4.7 per thousand is above the state's 3.2, so many drivers find it worth considering.
How can I compare quotes from different carriers?
A1 is an independent broker that compares quotes from multiple California carriers. You can call, text or use the form, and quotes are free.