Parkwood drivers can compare car insurance quotes from several California carriers in one request, and Madera is only a couple of miles away.
How Much Does Car Insurance Cost in Parkwood?
Parkwood's commute is about 23 minutes, shorter than the state average of 29, and mileage is one of the main factors insurers must weigh under Prop 103. Vehicle theft across Madera County ran about 1.7 per thousand people in 2025, well under the state figure of 3.2, which is a point in your favor.
| Factor | Parkwood | California |
|---|---|---|
| Average commute | 23 min | 29 min |
| Homes with 2+ cars | 63% | 63% |
| Car thefts per 1,000 (Madera County) | 1.7 | 3.2 |
| ZIP codes | 1 |
Why Parkwood Drivers Compare Quotes With A1
Every carrier weighs your record, mileage and experience a little differently, so the same driver can see quite different prices. A1 is independent and compares quotes from several carriers, and you can ask for a free quote by phone, text or the online form.
About Parkwood, California
Parkwood is a small unincorporated community of about 2,095 people in Madera County, packed into less than a square mile in the San Joaquin Valley. It sits at roughly 262 feet of elevation, right beside Madera and Parksdale. The county sheriff handles local policing, and the CHP patrols the nearby highways.
- County
- Madera County
- Population
- 2,095 (Census est.)
- Major routes
- SR-99, SR-145
Driving in Parkwood: What to Know
Almost nine in ten workers here, about 88%, drive to work alone, compared with 67% statewide. Nobody in the data reports using public transit or working from home, so the car is how people get to work. About 63% of households have two or more vehicles, close to the state rate, while about 5% have none. SR-99 and SR-145 are close by, so check that your coverage fits any highway miles you add beyond the short commute.
State highways through or near Parkwood:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Parkwood
The nearest DMV office is Madera DMV at 1206 Maple St., about 2 miles from Parkwood. That short trip makes renewals, registration and license visits easy to fit into a normal day.
Nearest DMV: Madera
1206 Maple St., Madera, CA 93637
About 2 miles from Parkwood
California Car Insurance Rules for Parkwood Drivers
Because commutes here are fairly short, a clean record and low annual mileage could help you qualify for the Good Driver Discount of at least 20%. Also remember that California's minimum liability of 30/60/15 covers other people, not your own car.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Parkwood ZIP Codes and Nearby Areas
ZIP codes in Parkwood:
Nearby cities and communities:
More About Parkwood
Parkwood is an unincorporated community in Madera County, set in the heart of the San Joaquin Valley with easy access to both city amenities and the Sierra foothills. Where to start:
- Close-knit community feel. With about 2,000 residents, Parkwood is a small, friendly place where neighbors know each other, tucked right beside the city of Madera.
- Valley farm country. Almonds, grapes and other crops stretch across Madera County, so orchards in spring bloom and open skies at sunset are part of everyday life.
- Day trips to Yosemite. The park's south entrance is roughly an hour and a half away, making a weekend of waterfalls and granite cliffs very doable.
- Downtown Madera. The historic Madera County Courthouse, built in 1900 and now a museum, anchors the nearby county seat, with local shops and eateries a short drive away.
Parkwood Car Insurance FAQ
Does a short commute from Parkwood lower my insurance?
It can help, since annual mileage is one of the top factors insurers must weigh. Parkwood's average commute is about 23 minutes, below the state's 29.
Does Parkwood's car theft rate make insurance cost more?
Madera County's 2025 theft rate was about 1.7 per thousand people, lower than the state's 3.2. Comprehensive coverage still pays for theft, fire, flood and vandalism if you want your own car protected.
Do I need more than minimum coverage if I drive alone to work every day?
Most drivers here commute solo, so you carry the full risk yourself. The minimum 30/60/15 liability doesn't pay for your own car, so consider more coverage if repairs would strain your budget.