Ross drivers can compare car insurance quotes in minutes, and with zero vehicle thefts reported in 2025, a clean local record is worth shopping around for.
How Much Does Car Insurance Cost in Ross?
Ross reported no vehicle thefts in 2025, compared with a state average of about 3 per thousand residents, so theft risk is not a big local worry. Your own driving record, annual mileage and years of experience will count most toward your price, since California law ranks those first.
| Factor | Ross | California |
|---|---|---|
| Average commute | 28 min | 29 min |
| Homes with 2+ cars | 85% | 63% |
| Car thefts per 1,000 | 0 | 3.2 |
| ZIP codes | 1 |
Why Ross Drivers Compare Quotes With A1
Carriers weigh the same driver differently, so one company may price a low-mileage household much better than another. A1 is independent and compares quotes from several California carriers, and you can request yours free by phone, text or the form.
About Ross, California
Ross is a small Marin County town of about 2,600 people, spread over just 1.6 square miles at roughly 36 feet above sea level. It sits in the San Francisco Bay Area, with San Anselmo only a mile away and Kentfield, Larkspur, Fairfax and San Rafael within a few miles. Most households here have cars, and about 85% own two or more, well above the state figure of about 63%.
- County
- Marin County
- Population
- 2,626 (Census est.)
- Land area
- 1.6 sq mi
Driving in Ross: What to Know
Commutes in Ross average about 28 minutes, close to the state average of 29 and a middling 20th of 30 in Marin County. Only about 43% of workers drive alone, compared with 67% statewide, and about 34% work from home. That means many cars here may log fewer miles than typical, which can help when an insurer asks about annual mileage. With two or more vehicles in most homes, it is worth checking whether a multi-car arrangement lowers your total.
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Ross
The nearest DMV office is Corte Madera DMV at 75 Tamal Vista Blvd., about 3 miles from Ross. That is a short drive, so in-person renewals or registration questions are easy to handle without losing much of a day.
Nearest DMV: Corte Madera
75 Tamal Vista Blvd., Corte Madera, CA 94925
About 3.1 miles from Ross
California Car Insurance Rules for Ross Drivers
With so many people working from home and commuting less, mileage is the rule to use: report your real annual miles, since insurers must weigh them heavily. If you have a clean record, ask about the Good Driver Discount, which is at least 20% for qualifying drivers.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Ross ZIP Codes and Nearby Areas
ZIP codes in Ross:
Nearby cities and communities:
More About Ross
Tucked beneath Mount Tamalpais in the heart of Marin's San Rafael Valley, Ross is a small, leafy town where creekside lanes and old oaks set the tone. Here’s what locals love:
- Marin Art and Garden Center. Set on about 11 acres in the middle of town, it has gardens, a duck pond, picnic lawns and the Ross Valley Players community theater, one of the oldest in the country.
- Phoenix Lake. A short trip from downtown, this reservoir is a favorite for an easy walk, with trails that connect to Mount Tamalpais and the surrounding open space.
- Ross Common. The town's central green is a gathering spot for kids, picnics and community events, and it sits right beside Ross School, one of the oldest public schools in the state.
- Creekside charm. Corte Madera Creek winds through town, past historic homes, shady streets and wooded hillsides that give Ross its quiet, storybook feel.
Ross Car Insurance FAQ
Does working from home lower my car insurance in Ross?
It can, because annual mileage is one of the main factors California insurers must weigh. About 34% of Ross workers work from home, so many drivers may qualify for lower mileage estimates.
Is theft a concern for insurance prices in Ross?
Ross police reported no vehicle thefts in 2025, well under the state average of about 3 per thousand. Comprehensive coverage still pays for theft, fire, flood and vandalism if you want that protection for your own car.
Can I get a better price with more than one car?
Many Ross households have two or more vehicles, about 85% of them. Ask for quotes covering all your cars so carriers can be compared on the full household.