Benton drivers face the longest commute in Mono County, so comparing car insurance quotes here can be well worth a few minutes.
How Much Does Car Insurance Cost in Benton?
Long daily drives are a big part of the price picture in Benton, since annual mileage is one of the main factors California insurers must weigh. Commutes average about 32 minutes, above the state average of 29, so how much you drive matters when carriers set your rate.
| Factor | Benton | California |
|---|---|---|
| Average commute | 32 min | 29 min |
| Homes with 2+ cars | 80% | 63% |
| Car thefts per 1,000 (Mono County) | 0.3 | 3.2 |
| ZIP codes | 2 |
Why Benton Drivers Compare Quotes With A1
Carriers weigh mileage, driving record and experience differently, so the same driver can get quite different quotes. A1 is independent and compares quotes from several California carriers, so you do not have to call around yourself.
About Benton, California
Benton sits at about 5,400 feet in the Sierra Nevada, a small community of 368 people spread over 28.5 square miles. Almost everyone gets around by car, and about 83% of workers drive alone, well above the state figure of 67%. Nearly 80% of households have two or more vehicles, and no one here relies on public transit.
- County
- Mono County
- Population
- 368 (Census est.)
- Major routes
- US-6, SR-120
Driving in Benton: What to Know
Commuting here ranks first among the seven Mono County places, at nearly 32 minutes each way on average. US-6 and SR-120 run through or near the community, and CHP patrols those highways while the county sheriff covers local roads. Distances to neighbors like Chalfant or Crowley Lake are about 23 miles, so even errands add miles. Vehicle theft is very low, with 4 reported across Mono County in 2025, so liability and collision choices may matter more to you than theft worries, though comprehensive still covers fire, flood and vandalism.
State highways through or near Benton:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Benton
The nearest DMV office is Bishop DMV at 1115 West Line Street, about 32 miles away. Plan a full trip for registration or license business, and check whether your task can be handled without a visit.
Nearest DMV: Bishop
1115 West Line Street, Bishop, CA 93514
About 32.1 miles from Benton
California Car Insurance Rules for Benton Drivers
Because mileage is a heavily weighted rating factor, report your real annual miles accurately, and ask whether a shorter commute or fewer miles could lower your quote. Also remember that the minimum liability limits of 30/60/15 may not stretch far after a serious highway crash.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Benton ZIP Codes and Nearby Areas
ZIP codes in Benton:
Nearby cities and communities:
Benton Car Insurance FAQ
Does my long commute from Benton raise my insurance cost?
It can, because annual mileage is one of the top factors California insurers must consider. With average commutes near 32 minutes, comparing carriers helps you see who weighs mileage more kindly.
Is comprehensive coverage worth it in Benton if theft is so low?
Theft is rare here, with only 4 vehicle thefts reported across Mono County in 2025. Comprehensive still pays for fire, flood and vandalism, so weigh it against your car's value.
Can I get quotes without driving to Bishop?
Yes. A1 quotes are free and you can ask by phone, text or the online form. That saves you the roughly 32-mile trip to Bishop for something you can do from home.