Auburn drivers can compare car insurance quotes from multiple California carriers, and vehicle theft here runs well below the state average.
How Much Does Car Insurance Cost in Auburn?
Auburn's reported theft rate is about 0.8 per thousand people, far under the state average of 3.2, which can help keep comprehensive coverage in perspective. Under Prop 103, your driving record, annual mileage and years of experience count most, and your ZIP code, 95603, is only an optional factor.
| Factor | Auburn | California |
|---|---|---|
| Average commute | 19 min | 29 min |
| Homes with 2+ cars | 60% | 63% |
| Car thefts per 1,000 | 0.8 | 3.2 |
| ZIP codes | 1 |
Why Auburn Drivers Compare Quotes With A1
Each carrier weighs the same details a little differently, so one household's best price may not be the next one's. A1 is not tied to any single insurer; it compares several California carriers and the quote is free.
About Auburn, California
Auburn is an incorporated city in Placer County with about 13,758 residents spread over roughly 7 square miles. It sits at about 1,227 feet in elevation, in the Sacramento Valley region. Nearby communities include North Auburn, Newcastle, Penryn, Meadow Vista and Loomis, and Roseville, the closest city over 100,000, is about 16 miles away.
- County
- Placer County
- Population
- 13,758 (Census est.)
- Major routes
- I-80, SR-49
Driving in Auburn: What to Know
The average commute here is about 19 minutes, well under the state average of 29, so many drivers log fewer daily miles. Mileage is a key rating factor, so a short commute may be worth mentioning when you get quotes. About 69% of workers drive alone, and about 16% work from home. I-80 and SR-49 run through or near town, so highway trips can still add up on weekends and longer drives.
State highways through or near Auburn:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Auburn
The nearest DMV office is Auburn DMV at 11722 Enterprise Drive, about 0.9 miles away.
Nearest DMV: Auburn
11722 Enterprise Drive, Auburn, CA 95603
About 0.9 miles from Auburn
California Car Insurance Rules for Auburn Drivers
California's minimum liability coverage is 30/60/15, which pays others for injury and property damage but not for your own car. Drivers with a clean record may qualify for a Good Driver Discount of at least 20%, and credit scores can't be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Auburn ZIP Codes and Nearby Areas
ZIP codes in Auburn:
Nearby cities and communities:
More About Auburn
Perched in the Sierra foothills above the American River canyons, Auburn is a Gold Rush town that still wears its history well. Some highlights:
- Old Town Auburn. Historic storefronts, shops and restaurants cluster below the Placer County Courthouse, whose gold dome is a hometown landmark you can spot from across town.
- Gold Rush roots. Prospector Claude Chana found gold near here in 1848, and the camp that grew up around it became the Placer County seat. Old Town is full of that story.
- Auburn State Recreation Area. The North and Middle Forks of the American River carve deep canyons here, with trails for hiking, biking and horseback riding, plus swimming and rafting.
- Western States Endurance Run. Runners cover 100 miles of trail from Olympic Valley to finish in Auburn, a big reason the town is called the Endurance Capital of the World.
Auburn Car Insurance FAQ
Does Auburn's low theft rate mean cheaper insurance?
Auburn police reported about 0.8 thefts per thousand people, compared with a state average of 3.2. Rates depend mostly on your record, mileage and experience, but comprehensive coverage still covers theft, fire, flood and vandalism if you want it.
Will a short commute lower my rate?
It can help, since annual mileage is one of the top factors insurers must weigh. Auburn's average commute is about 19 minutes, so tell carriers how far you actually drive.
How do I get quotes in Auburn?
You can call, text or use the form at A1 California Auto Insurance Quotes. A1 compares quotes from multiple California carriers, and quotes are free.