Beaumont drivers face a 36-minute average commute, so comparing car insurance quotes here can help you find coverage that fits all those miles.
How Much Does Car Insurance Cost in Beaumont?
Annual mileage is one of the biggest rating factors in California, and Beaumont's average commute of about 36 minutes is well above the state average of 29 minutes. Vehicle theft is low here, at about 0.8 per thousand people against a state average of 3.2, which can work in your favor on comprehensive coverage.
| Factor | Beaumont | California |
|---|---|---|
| Average commute | 36 min | 29 min |
| Homes with 2+ cars | 72% | 63% |
| Car thefts per 1,000 | 0.8 | 3.2 |
| ZIP codes | 1 |
Why Beaumont Drivers Compare Quotes With A1
Each carrier weighs mileage, driving record and experience a little differently, so the same Beaumont commuter can get quite different quotes. Because A1 isn’t tied to one insurer, it shops several California carriers for you, and the quote costs nothing.
About Beaumont, California
Beaumont is an incorporated city in Riverside County, in the Inland Empire, with about 54,800 residents spread over roughly 30 square miles. It sits at about 2,600 feet in elevation and uses the ZIP code 92223. Banning, San Jacinto and Cherry Valley are all within about 7 miles.
- County
- Riverside County
- Population
- 54,817 (Census est.)
- Major routes
- I-10, SR-79
Driving in Beaumont: What to Know
Most Beaumont workers, about 77%, drive alone, compared with 67% statewide. Only about 1% use public transit, so a car is the main way to get around. About 72% of households have two or more vehicles, which is higher than the state figure of 63%, so many families insure more than one car. I-10 and SR-79 run through or near the city, and longer highway trips make solid liability limits and good collision coverage worth considering.
State highways through or near Beaumont:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Beaumont
The nearest DMV office is Banning DMV at 1034 West Ramsey St., Suite B, Banning, CA 92220, about 5 miles away. Traffic matters go to the Superior Court of California, County of Riverside.
Nearest DMV: Banning
1034 West Ramsey St., Suite B, Banning, CA 92220
About 5 miles from Beaumont
California Car Insurance Rules for Beaumont Drivers
California's minimum liability limits are 30/60/15, which means $30,000 per person, $60,000 per accident and $15,000 for property damage. Under Prop 103, your driving record, annual mileage and years of experience count most, and qualifying good drivers get at least a 20% Good Driver Discount.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Beaumont ZIP Codes and Nearby Areas
ZIP codes in Beaumont:
Nearby cities and communities:
More About Beaumont
Set in the San Gorgonio Pass, with the San Bernardino and San Jacinto mountains rising on either side, Beaumont has a small-town feel and big views. Some highlights:
- The Cherry Festival. Beaumont's cherry-growing heritage gets its moment every June with a hometown festival and parade, a tradition that has been drawing neighbors together for generations.
- Historic Sixth Street. Downtown Beaumont centers on Sixth Street, where local shops, cafes and community events keep the older part of town lively.
- Mountain views. Snow-capped peaks, including Mount San Gorgonio, Southern California's tallest, frame the skyline in winter, and the San Gorgonio Wilderness is close by for hiking.
- Apple season next door. Oak Glen's orchards are a short trip away, with fall apple picking, cider and country stands that make an easy weekend outing.
Beaumont Car Insurance FAQ
Does a long commute from Beaumont raise my insurance rates?
It can, because annual mileage is one of the main factors insurers must weigh. Beaumont's average commute is about 36 minutes, so tell each carrier your real mileage and compare quotes.
Should Beaumont drivers add theft protection to their policy?
Beaumont police recorded 46 vehicle thefts in 2025, about 0.8 per thousand people. That is well below the state average of 3.2, but comprehensive coverage still pays for theft, fire, flood and vandalism.
Where do I go to handle DMV business near Beaumont?
The closest office is Banning DMV, about 5 miles away on West Ramsey St. If you need an SR-22 filed after a DUI, uninsured driving or a suspension, your insurer sends that form to the DMV.