Parkway drivers can compare car insurance quotes from multiple California carriers, whether you commute about 27 minutes or just run local errands.
How Much Does Car Insurance Cost in Parkway?
Prices here are shaped first by your driving record, annual mileage and years of experience, with ZIP code 95823 as one optional factor. Vehicle theft in Sacramento County ran about 2.8 per thousand people in 2025, below the state average of 3.2, which is a small point in your favor on comprehensive coverage.
| Factor | Parkway | California |
|---|---|---|
| Average commute | 27 min | 29 min |
| Homes with 2+ cars | 62% | 63% |
| Car thefts per 1,000 (Sacramento County) | 2.8 | 3.2 |
| ZIP codes | 1 |
Why Parkway Drivers Compare Quotes With A1
Each carrier weighs the same factors a bit differently, so the same Parkway driver can get quite different quotes. An independent broker like A1 compares several carriers at once, so you don't have to fill out form after form.
About Parkway, California
Parkway is an unincorporated community of about 15,880 people in Sacramento County, on roughly 2.4 square miles of flat Sacramento Valley land at about 20 feet of elevation. It is policed by the county sheriff, with the CHP patrolling highways. Neighbors include Lemon Hill, Fruitridge Pocket and Florin, and downtown Sacramento is about 5 miles away.
- County
- Sacramento County
- Population
- 15,880 (Census est.)
- Major routes
- SR-99
Driving in Parkway: What to Know
The average commute here is about 27 minutes, a little under the state average of 29. About 76% of workers drive alone, compared with 67% statewide, so most people are putting their own miles on their own cars. Only about 1% use public transit, and about 10% work from home, which is lower than the state's 15%. SR-99 runs through or near the area, so highway driving and daily mileage are worth stating accurately when you get a quote.
State highways through or near Parkway:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Parkway
The nearest DMV office is Sacramento La Mancha DMV at 7775 La Mancha Way, about 2 miles away.
Nearest DMV: Sacramento La Mancha
7775 La Mancha Way, Sacramento, CA 95823
About 2.1 miles from Parkway
California Car Insurance Rules for Parkway Drivers
California requires at least 30/60/15 liability coverage, and that covers other people's injuries and property, not your own car. If you have a clean record you may qualify for a Good Driver Discount of at least 20%, and your credit score can't be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Parkway ZIP Codes and Nearby Areas
ZIP codes in Parkway:
Nearby cities and communities:
More About Parkway
Parkway is a neighborly, unincorporated community in Sacramento County, just south of the state capital, with the region's best sights a short trip away:
- Old Sacramento Waterfront. Wooden boardwalks and Gold Rush-era buildings line the Sacramento River, and the California State Railroad Museum is a hit with kids and grown-ups alike.
- Sacramento Zoo. Set in William Land Park, the zoo has been welcoming families since 1927, and the park around it is great for picnics and strolls.
- Stone Lakes National Wildlife Refuge. Wetlands and open fields just south of town make a peaceful spot for birdwatching, especially during the winter migration along the Pacific Flyway.
- Downtown and Midtown. The State Capitol and its leafy park, Kings games at Golden 1 Center, and Midtown's restaurants and murals are all a quick trip north.
Parkway Car Insurance FAQ
Does a Parkway commute change my insurance rate?
It can, because annual mileage is one of the main factors insurers must weigh. With an average commute of about 27 minutes, many local drivers log steady daily miles, so give your real number.
Should I carry comprehensive coverage in Parkway?
Comprehensive pays for theft, fire, flood and vandalism, which liability-only does not. County theft was about 2.8 per thousand in 2025, under the state average, but it is still worth considering if your car matters to you.
What if I need an SR-22?
An SR-22 is a form your insurer files with the DMV after a DUI, driving uninsured or a suspension. A1 can compare carriers that offer it, and you can call, text or use the form for a free quote.