Burbank drivers in Santa Clara County can compare free car insurance quotes from several California carriers and see what a short commute is worth.
How Much Does Car Insurance Cost in Burbank?
Burbank's average commute is about 23 minutes, well under the state average of 29, so lower annual mileage can help your rate under Prop 103. Vehicle theft in Santa Clara County ran about 3.7 per thousand people in 2025, above the state's 3.2, which can nudge prices up.
| Factor | Burbank | California |
|---|---|---|
| Average commute | 23 min | 29 min |
| Homes with 2+ cars | 66% | 63% |
| Car thefts per 1,000 (Santa Clara County) | 3.7 | 3.2 |
| ZIP codes | 1 |
Why Burbank Drivers Compare Quotes With A1
Carriers weigh mileage, record and vehicle differently, so the same Burbank driver can get quite different quotes. A1 is independent and compares several California carriers at once, which saves you from calling around.
About Burbank, California
Burbank is a tiny unincorporated community of about 5,500 people on just 0.4 square miles in the San Jose area. The county sheriff handles policing, and the CHP covers the nearby highways. Neighbors include Fruitdale, Campbell and Santa Clara, all within a few miles, and the whole community shares the ZIP code 95128.
- County
- Santa Clara County
- Population
- 5,552 (Census est.)
- Major routes
- I-280, I-880, SR-17
Driving in Burbank: What to Know
About 68 percent of workers here drive alone, close to the state figure, and about 18 percent work from home, which is above the state's 15.5 percent. Fewer commuting days can mean fewer miles, and that is worth telling your insurer. I-280, I-880 and SR-17 are all close, so many drivers hit freeway traffic even on short trips. About 66 percent of households own two or more vehicles, so many families need to cover several cars and drivers on one policy. Street parking and shared lots make comprehensive coverage worth a look, given the county's theft rate.
State highways through or near Burbank:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Burbank
The nearest DMV is the San Jose office at 111 West Alma Ave., about 3 miles away. That is a short drive, so in-person visits for registration or license issues are easy to fit in, though booking an appointment still saves time.
Nearest DMV: San Jose
111 West Alma Ave., San Jose, CA 95110
About 3 miles from Burbank
California Car Insurance Rules for Burbank Drivers
Because commutes here are short and many people work from home, the mileage you report matters, so keep it accurate and current. If your record is clean, ask about the Good Driver Discount, which must be at least 20 percent for those who qualify.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Burbank ZIP Codes and Nearby Areas
ZIP codes in Burbank:
Nearby cities and communities:
More About Burbank
Burbank is a small, close-knit community tucked into the heart of the Santa Clara Valley, surrounded by neighborhoods, parks and the Bay Area's famous sunshine. Some highlights:
- A quiet neighborhood feel. This unincorporated community sits just west of downtown San Jose, with tree-lined streets and a relaxed, residential pace that's easy to settle into.
- Close to The Alameda. The historic Alameda corridor runs nearby, lined with local restaurants, bakeries and shops that give the area a true neighborhood-main-street feel.
- Rose Garden nearby. The Municipal Rose Garden in San Jose, planted with thousands of rosebushes, is a short trip away and a favorite spot for a spring stroll or picnic.
- Easy access to the Bay. From here, you can reach Santana Row, Winchester Mystery House and the Santa Cruz Mountains in a short outing, so weekend plans are never far off.
Burbank Car Insurance FAQ
Does working from home lower my car insurance in Burbank?
It can, if it cuts your annual mileage, since mileage is one of the top rating factors in California. About 18 percent of workers here work from home, so tell your agent how much you really drive.
Is comprehensive coverage worth it in Burbank?
Santa Clara County's 2025 theft rate of 3.7 per thousand was above the state's 3.2. Comprehensive covers theft, fire, flood and vandalism, while liability-only will not pay to fix or replace your own car.
How do I get quotes with several cars in my household?
Many Burbank households, about 66 percent, have two or more vehicles, and A1 can compare carriers for all of them at once. Quotes are free by phone, text or the online form.