Centerville drivers in Shasta County can compare free car insurance quotes from several California carriers, with commutes that run about 10 minutes shorter than the state average.
How Much Does Car Insurance Cost in Centerville?
Short drives of about 20 minutes each way mean lower annual mileage for many households here, and mileage is one of the main factors California insurers must weigh. Vehicle theft in Shasta County is also low, about 1.4 per thousand people against a state average of 3.2, which can help keep comprehensive coverage in check.
| Factor | Centerville | California |
|---|---|---|
| Average commute | 20 min | 29 min |
| Homes with 2+ cars | 82% | 63% |
| Car thefts per 1,000 (Shasta County) | 1.4 | 3.2 |
| ZIP codes | 1 |
Why Centerville Drivers Compare Quotes With A1
Each carrier weighs your record, mileage and experience a little differently, so the same Centerville driver can get quite different prices. A1 is independent and compares quotes from several California carriers, so you can see those differences without calling around yourself.
About Centerville, California
Centerville is a small unincorporated community of about 2,065 people spread over roughly 8 square miles in the Shasta Cascade region. It sits at about 866 feet in elevation and shares the 96001 ZIP code with nearby Redding. Neighbors include Shasta, Keswick and Igo, all within about 5 miles, and the county sheriff handles local policing.
- County
- Shasta County
- Population
- 2,065 (Census est.)
- Land area
- 8 sq mi
Driving in Centerville: What to Know
Most people here drive themselves to work, about 85% compared with 67% statewide, and almost no one uses public transit. Around 82% of households have two or more vehicles, so many families insure more than one car. That makes a multi-car quote worth asking about. About 12% work from home, which can lower mileage and may be worth mentioning when you get a quote.
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Centerville
The nearest DMV office is Redding DMV at 2135 Civic Center Dr., Suite 20, about 5 miles away. That is a short trip for registration or license matters, though it is smart to check appointment availability before you go.
Nearest DMV: Redding
2135 Civic Center Dr., Suite 20, Redding, CA 96001
About 5 miles from Centerville
California Car Insurance Rules for Centerville Drivers
Because commutes are short, many drivers here may qualify for the Good Driver Discount, which is at least 20% for those with a clean record. Low annual mileage also counts under Prop 103, so report your real yearly driving accurately.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Centerville ZIP Codes and Nearby Areas
ZIP codes in Centerville:
Nearby cities and communities:
More About Centerville
Centerville is a small, tight-knit community west of Redding in Shasta County, set among rolling foothills and close to some of Northern California's best outdoor spots. Where to start:
- Whiskeytown National Recreation Area. The lake, waterfalls and forest trails are a short drive west, perfect for swimming, kayaking and a hike to Whiskeytown Falls.
- Clear Creek and the foothills. Centerville sits in oak-studded hill country along Clear Creek, with open space, quiet back roads and wide views toward the Trinity Mountains.
- Gold Rush roots. The area grew up during the Gold Rush era, when miners worked the creeks around Shasta County, and that mining history still shapes the local landscape.
- Redding's attractions close by. Sundial Bridge and the Sacramento River Trail are about 15 minutes away, along with Redding's restaurants, shops and farmers markets.
Centerville Car Insurance FAQ
Does a short commute help my insurance price in Centerville?
It can. Annual mileage is one of the top factors California insurers must weigh, and the average commute here is about 20 minutes versus 29 statewide. Be sure to give an accurate mileage estimate when you request quotes.
Does Centerville's car theft rate make insurance cost more?
Countywide, Shasta County had about 1.4 thefts per thousand people in 2025, well below the state average of 3.2. Comprehensive coverage still pays for theft, fire, flood and vandalism, so it is worth considering if your car is financed or valuable.
I have two or more cars. Should I quote them together?
Many households here do, since about 82% have two or more vehicles. Ask for quotes on all your vehicles at once so A1 can compare carriers for the whole household.