Groveland drivers on SR-120 can compare free car insurance quotes from several California carriers in one simple request.
How Much Does Car Insurance Cost in Groveland?
Nearly everyone here drives alone, about 92% of workers, so mileage and years of experience carry real weight in your rate under Prop 103. Theft is low across Tuolumne County at about 0.4 per thousand people, compared with a state average of 3.2, which helps on the comprehensive side.
| Factor | Groveland | California |
|---|---|---|
| Average commute | 29 min | 29 min |
| Homes with 2+ cars | 65% | 63% |
| Car thefts per 1,000 (Tuolumne County) | 0.4 | 3.2 |
| ZIP codes | 2 |
Why Groveland Drivers Compare Quotes With A1
Carriers weigh the same driving record and mileage differently, so a rural mountain driver can see quite different prices from one company to the next. A1 is independent and compares quotes from several carriers, so you do not have to call around yourself.
About Groveland, California
Groveland sits at about 3,000 feet in the Sierra Nevada and Gold Country, with roughly 644 residents spread over under 10 square miles. It is an unincorporated community, so the county sheriff handles local policing while the CHP patrols the highways. Pine Mountain Lake is only 4 miles away, and Modesto, the nearest large city, is about 44 miles off.
- County
- Tuolumne County
- Population
- 644 (Census est.)
- Major routes
- SR-120
Driving in Groveland: What to Know
Almost no one here uses public transit or reports working from home, so the car is how people get to work. The average commute is about 29 minutes, right at the state average, though it ranks 9th of 15 in Tuolumne County. About 65% of households have two or more vehicles, a little above the state rate. With SR-120 as the main route and long distances to larger towns, solid liability limits and good collision coverage are worth a look.
State highways through or near Groveland:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Groveland
The nearest DMV office is Sonora DMV at 885 Morning Star Dr., about 13 miles away. Plan a bit of drive time for registration or license business, and check whether your task can be done online first.
Nearest DMV: Sonora
885 Morning Star Dr., Sonora, CA 95370
About 12.6 miles from Groveland
California Car Insurance Rules for Groveland Drivers
California's minimum liability is 30/60/15, and with long highway drives and few alternatives to driving, higher limits can protect you better after a serious crash. If you commute alone each day, a clean record may qualify you for the Good Driver Discount of at least 20%.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Groveland ZIP Codes and Nearby Areas
ZIP codes in Groveland:
Nearby cities and communities:
Groveland Car Insurance FAQ
Does low theft in Tuolumne County mean cheaper insurance in Groveland?
It can help, since theft is about 0.4 per thousand county-wide against a state average of 3.2. Rates still depend mostly on your record, mileage and experience, so compare quotes to see the real effect.
Is the minimum 30/60/15 coverage enough for driving SR-120?
It meets the legal requirement, but $15,000 for property damage can run out fast in a bad crash. Ask for quotes at higher limits to see how small the price difference may be.
Does my commute affect my rate here?
Yes, annual mileage is one of the top factors insurers must weigh. Groveland commutes average about 29 minutes, so accurate mileage on your quote matters.