Calabasas drivers can compare car insurance quotes from multiple California carriers, and with a vehicle theft rate of just 0.3 per thousand, many may find a good starting point.
How Much Does Car Insurance Cost in Calabasas?
Prop 103 says your driving record, annual mileage and years of experience count most, and Calabasas commuters average about 34 minutes each way, so mileage can add up. Optional factors like your ZIP code (91302) and the vehicle you drive also play a part, though theft here is very low compared with the state average of 3.2 per thousand.
| Factor | Calabasas | California |
|---|---|---|
| Average commute | 34 min | 29 min |
| Homes with 2+ cars | 69% | 63% |
| Car thefts per 1,000 | 0.3 | 3.2 |
| ZIP codes | 1 |
Why Calabasas Drivers Compare Quotes With A1
Each carrier weighs the same factors a little differently, so the same Calabasas driver can get quite different quotes. A1 is independent, so it can line up quotes from several California carriers at once, free of charge.
About Calabasas, California
Calabasas is an incorporated city in Los Angeles County with about 22,900 residents spread over roughly 14 square miles. It sits at about 928 feet in elevation, with neighbors like Hidden Hills, Topanga and Agoura Hills close by. Simi Valley, the nearest city over 100,000 people, is about 10 miles away.
- County
- Los Angeles County
- Population
- 22,869 (Census est.)
- Major routes
- US-101
Driving in Calabasas: What to Know
Commutes here average about 34 minutes, well above the state average of 29, which ranks Calabasas 22nd of 141 places in the county. About 69% of workers drive alone, and almost 69% of households own two or more vehicles, so most families rely on their cars. US-101 runs through or near the city and carries much of that daily traffic. Longer commutes mean more miles on the road, so it is worth reporting your mileage accurately and choosing coverage that fits how much you drive.
State highways through or near Calabasas:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Calabasas
The nearest DMV office is Winnetka DMV at 20725 Sherman Way in Winnetka, about 7 miles away.
Nearest DMV: Winnetka
20725 Sherman Way, Winnetka, CA 91306
About 6.6 miles from Calabasas
California Car Insurance Rules for Calabasas Drivers
California's minimum liability is 30/60/15, meaning $30,000 per person and $60,000 per accident for injury, plus $15,000 for property damage. With long commutes on busy roads, many drivers think about whether those minimums are enough, and a clean record can qualify you for at least a 20% Good Driver Discount.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Calabasas ZIP Codes and Nearby Areas
ZIP codes in Calabasas:
Nearby cities and communities:
More About Calabasas
Set in the foothills of the Santa Monica Mountains, Calabasas mixes small-town history with open hillsides and easy access to both the valley and the coast. Where to start:
- Old Town Calabasas. Western-style storefronts along Calabasas Road hold local restaurants and shops, a relaxed spot for a weekend stroll that reflects the city's ranching roots.
- The Leonis Adobe. Built in 1844, this historic adobe is among the oldest buildings in Los Angeles County, and the museum grounds give a real feel for the area's rancho days.
- Hiking in the hills. The Santa Monica Mountains surround town with trails, oak woodlands and ridge views, and you can be on a path within minutes of home.
- Malibu Creek State Park. A short trip south brings you to a creek-fed canyon with lakeside hikes and the old setting where the TV series M*A*S*H was filmed.
Calabasas Car Insurance FAQ
Does the low theft rate in Calabasas lower my insurance?
Calabasas police recorded 6 vehicle thefts in 2025, or 0.3 per thousand people, far below the state average of 3.2. Rates depend on many factors, though, so comparing quotes is the best way to see what you would pay.
How does my commute affect my car insurance quote?
Annual mileage is one of the top factors under Prop 103, and the average Calabasas commute is about 34 minutes. If you work from home some days, as about 24% of residents here do, tell carriers because it may lower your mileage.
Do I need comprehensive coverage in Calabasas?
Comprehensive pays for theft, fire, flood and vandalism, while liability-only does not cover your own car. Theft is rare here, but if you would struggle to replace your car after a loss, comprehensive is worth pricing.