Oak Park drivers can compare car insurance quotes from multiple California carriers with A1, free, and see what a 32-minute average commute really costs.
How Much Does Car Insurance Cost in Oak Park?
Long drives tend to mean more annual mileage, and Prop 103 says mileage is one of the most heavily weighted rating factors. Oak Park's average commute is about 32 minutes, against a state average of about 29, so your own mileage may matter more here than your ZIP code.
| Factor | Oak Park | California |
|---|---|---|
| Average commute | 32 min | 29 min |
| Homes with 2+ cars | 70% | 63% |
| Car thefts per 1,000 (Ventura County) | 1.2 | 3.2 |
| ZIP codes | 1 |
Why Oak Park Drivers Compare Quotes With A1
Each carrier weighs mileage, driving record and experience a little differently, so the same driver can get different prices from different companies. A1 is an independent broker that compares quotes from multiple California carriers, so you do not have to do that shopping yourself.
About Oak Park, California
Oak Park is an unincorporated community in Ventura County with about 13,700 residents spread over roughly 5 square miles. It sits at about 1,100 feet in elevation and uses the single ZIP code 91377. Agoura Hills is about 2 miles away, and Westlake Village, Bell Canyon and Thousand Oaks are all close by.
- County
- Ventura County
- Population
- 13,656 (Census est.)
- Land area
- 5.3 sq mi
Driving in Oak Park: What to Know
Most people here drive alone, about 67%, which matches the state average. Public transit is nearly absent at 0.2%, so almost everyone relies on a car. About 70% of households have two or more vehicles, compared with about 63% statewide, which means many families insure more than one car. Vehicle theft is low, at about 1.2 per thousand people across Ventura County agencies in 2025 versus 3.2 statewide, though comprehensive coverage still protects you from theft, fire, flood and vandalism.
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Oak Park
The nearest DMV office is Thousand Oaks DMV at 1810 Avenida De Los Arboles, about 5 miles away. Traffic matters go to the Superior Court of California, County of Ventura.
Nearest DMV: Thousand Oaks
1810 Avenida De Los Arboles, Thousand Oaks, CA 91362
About 4.8 miles from Oak Park
California Car Insurance Rules for Oak Park Drivers
California requires at least 30/60/15 liability coverage, and that covers other people's injuries and property but not your own car. If you have a clean record you may qualify for a Good Driver Discount of at least 20%, and your credit score cannot be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Oak Park ZIP Codes and Nearby Areas
ZIP codes in Oak Park:
Nearby cities and communities:
More About Oak Park
Tucked into the oak-dotted hills of the Santa Monica Mountains on Ventura County's eastern edge, Oak Park is a tight-knit unincorporated community with a small-town feel and open space close by. Don’t miss:
- Oak Park Unified Schools. The community has its own school district, and local pride shows at Oak Park High School games and school events.
- Parks and green space. Neighborhood parks like Oak Canyon Community Park, plus walking paths and oak-lined hillsides, make it easy to get outside.
- Santa Monica Mountains trails. The Santa Monica Mountains National Recreation Area is right next door, with hiking, mountain biking and wide views across the hills.
- Easy day trips. Kanan Road leads south toward Malibu's beaches, and the Ronald Reagan Presidential Library in Simi Valley is a short drive the other way.
Oak Park Car Insurance FAQ
Does a long commute from Oak Park raise my insurance rate?
It can, because annual mileage is one of the top factors insurers must weigh under Prop 103. Oak Park's average commute is about 32 minutes, a bit above the state's 29, so tell each carrier honestly how much you drive.
Do I need comprehensive coverage if theft is low in Oak Park?
Theft is low, about 1.2 per thousand in Ventura County versus 3.2 statewide, but comprehensive also covers fire, flood and vandalism. If you could not easily replace your car, it is worth pricing.
Does working from home lower my premium?
It can if it cuts your annual mileage, which insurers weigh heavily. About 26% of Oak Park workers work from home, versus about 16% statewide, so ask carriers how they rate low-mileage drivers.