Duarte drivers can compare car insurance quotes from multiple California carriers, and the city's low vehicle theft rate is a good place to start.
How Much Does Car Insurance Cost in Duarte?
Duarte's vehicle theft rate was about 2.5 per thousand residents in 2025, below the state average of 3.2, which can help keep comprehensive costs in check. Under Prop 103, your driving record, annual mileage and years of experience count most, and a commute of about 30 minutes adds to your mileage.
| Factor | Duarte | California |
|---|---|---|
| Average commute | 30 min | 29 min |
| Homes with 2+ cars | 67% | 63% |
| Car thefts per 1,000 | 2.5 | 3.2 |
| ZIP codes | 1 |
Why Duarte Drivers Compare Quotes With A1
Every carrier weighs the same factors a little differently, so the same Duarte driver can get quite different prices from company to company. A1 is independent, so it can line up quotes from several California carriers at once, free of charge.
About Duarte, California
Duarte is an incorporated city in Los Angeles County with about 21,900 residents spread over 6.7 square miles. It sits at roughly 512 feet in elevation and uses the 91010 ZIP code. Bradbury, Monrovia, Azusa and Irwindale are all within a few miles.
- County
- Los Angeles County
- Population
- 21,921 (Census est.)
- Major routes
- I-605
Driving in Duarte: What to Know
About 72% of Duarte commuters drive alone, higher than the state figure of 67%, so most people here depend on their own car. Public transit is used by only about 2% of workers, which makes reliable coverage important. The average commute is about 30 minutes, just above the state average of 29, and I-605 runs through or near the city. About 67% of households have two or more vehicles, so many families need to insure and compare more than one car.
State highways through or near Duarte:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Duarte
The nearest DMV office is West Covina DMV at 800 South Glendora Ave., West Covina, CA 91790, about 7 miles away.
Nearest DMV: West Covina
800 South Glendora Ave., West Covina, CA 91790
About 7 miles from Duarte
California Car Insurance Rules for Duarte Drivers
California's minimum liability limits are 30/60/15, which means $30,000 per person, $60,000 per accident and $15,000 for property damage. Drivers with a clean record can qualify for a Good Driver Discount of at least 20%, and insurers can't use your credit score or gender to set rates.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Duarte ZIP Codes and Nearby Areas
ZIP codes in Duarte:
Nearby cities and communities:
More About Duarte
Tucked against the San Gabriel Mountains in the San Gabriel Valley, Duarte is a small foothill city with a big reputation for medicine, mountain access and Route 66 history. Where to start:
- City of Hope. This renowned cancer research and treatment center has called Duarte home for over a century, and its campus is a point of pride for the whole community.
- Route 66 heritage. The Mother Road ran right along Huntington Drive, and Duarte still celebrates its place on the classic cross-country route.
- Fish Canyon Falls. A favorite hike into the Angeles National Forest foothills leads to a seasonal waterfall, best after winter rains. Check that the trail is open before you go.
- Santa Fe Dam nearby. Just next door in Irwindale, the Santa Fe Dam Recreation Area has lakes, picnic spots and trails for walking, biking and birdwatching.
Duarte Car Insurance FAQ
Does Duarte's theft rate affect my insurance?
Duarte police recorded about 2.5 vehicle thefts per thousand residents in 2025, below the state average of 3.2. Comprehensive coverage pays for theft, fire, flood and vandalism, so it is worth comparing prices for it.
Will my commute change my rate?
Annual mileage is one of the main rating factors in California, and Duarte's average commute is about 30 minutes. If you work from home, as about 15% of residents here do, tell each carrier so your mileage is counted correctly.
Is liability-only coverage enough for me?
Liability-only meets the state minimum but does not cover your own car. With about 67% of Duarte households owning two or more vehicles, many families may want comprehensive coverage too, and comparing quotes shows what it would cost.