Monrovia drivers can compare car insurance quotes with A1 and see how a lower local vehicle theft rate shows up in their options.
How Much Does Car Insurance Cost in Monrovia?
Monrovia's police recorded about 1.9 vehicle thefts per thousand residents in 2025, well under the state average of 3.2, which is good news for comprehensive coverage costs. Under Prop 103, though, your own driving record, annual mileage and years of experience count most, so those matter more than the ZIP code 91016.
| Factor | Monrovia | California |
|---|---|---|
| Average commute | 30 min | 29 min |
| Homes with 2+ cars | 61% | 63% |
| Car thefts per 1,000 | 1.9 | 3.2 |
| ZIP codes | 1 |
Why Monrovia Drivers Compare Quotes With A1
Each carrier weighs the same Prop 103 factors a little differently, so the same Monrovia driver can get quite different prices from company to company. Instead of calling each company, let A1 gather free quotes from several California carriers for you.
About Monrovia, California
Monrovia is an incorporated city in Los Angeles County with about 37,500 residents spread over roughly 14 square miles. It sits at about 571 feet above sea level. Nearby places include Bradbury, Duarte, Arcadia and Sierra Madre, and El Monte is the closest city with over 100,000 people, about 7 miles away.
- County
- Los Angeles County
- Population
- 37,553 (Census est.)
- Major routes
- I-210
Driving in Monrovia: What to Know
The average commute here is about 30 minutes, just above the state average of 29, so daily miles can add up. About 71% of workers drive alone, compared with 67% statewide, which means most people rely on their own car. About 17% work from home, and fewer annual miles can help your rate under Prop 103. I-210 runs through or near the city, so many drivers face freeway traffic and should think about collision and uninsured motorist protection.
State highways through or near Monrovia:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Monrovia
The nearest DMV office is Pasadena DMV at 49 South Rosemead Blvd., Pasadena, CA 91107, about 5 miles away.
Nearest DMV: Pasadena
49 South Rosemead Blvd., Pasadena, CA 91107
About 5.3 miles from Monrovia
California Car Insurance Rules for Monrovia Drivers
California's minimum liability limits are 30/60/15, but they may not go far after a serious crash, and liability-only never pays to fix your own car. Qualifying good drivers get at least a 20% Good Driver Discount, and insurers cannot use credit scores or gender to set rates.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Monrovia ZIP Codes and Nearby Areas
ZIP codes in Monrovia:
Nearby cities and communities:
More About Monrovia
Tucked against the San Gabriel Mountains, Monrovia is a foothill city with a classic small-town main street and trails practically at the end of the block. Where to start:
- Old Town Monrovia. Myrtle Avenue is lined with restaurants, shops and a historic theater, and the neighborhood's Friday night street festival is a long-running tradition.
- Monrovia Canyon Park. A shady canyon on the city's northern edge, with creekside trails, picnic spots and a hike to the Bonita Falls waterfall.
- The Aztec Hotel. This 1925 Mayan Revival landmark on Foothill Boulevard, part of old Route 66, is a favorite stop for architecture and history fans.
- Foothill views. Monrovia has been a foothill community since the 1880s, and tree-lined streets and historic homes sit beneath mountain views.
Monrovia Car Insurance FAQ
Is car insurance cheaper in Monrovia because theft is lower?
Monrovia's theft rate of about 1.9 per thousand is below the state average of 3.2, which can help the comprehensive part of your price. Your driving record, mileage and experience still carry the most weight.
Does my commute affect my insurance rate?
Yes, annual mileage is one of the top factors insurers must weigh. With an average Monrovia commute of about 30 minutes, tell carriers your true mileage, especially if you work from home some days.
How do I get quotes from A1?
You can call, text or use the online form to start. A1 compares quotes from multiple California carriers, and the quotes are free.