Monterey Park drivers can compare car insurance quotes from multiple California carriers, whether you commute on I-10, I-710 or SR-60.
How Much Does Car Insurance Cost in Monterey Park?
Prices here are shaped mostly by your driving record, annual mileage and years of experience, with ZIP code (91754 or 91755) and vehicle as optional factors. Vehicle theft ran about 3.6 per thousand people in 2025, a bit above the state average of 3.2, which can matter when you decide on comprehensive coverage.
| Factor | Monterey Park | California |
|---|---|---|
| Average commute | 29 min | 29 min |
| Homes with 2+ cars | 61% | 63% |
| Car thefts per 1,000 | 3.6 | 3.2 |
| ZIP codes | 2 |
Why Monterey Park Drivers Compare Quotes With A1
Each carrier weighs the same factors a little differently, so the same driver can get quite different quotes across companies. A1 is not tied to any single insurer; it compares several California carriers and the quote is free.
About Monterey Park, California
Monterey Park is an incorporated city in Los Angeles County with about 59,600 residents in roughly 7.7 square miles. It sits at about 384 feet in elevation, close to places like Alhambra, South San Gabriel and East Los Angeles, each about 2 miles away. That tight spacing means daily life often crosses city lines.
- County
- Los Angeles County
- Population
- 59,639 (Census est.)
- Major routes
- I-10, I-710, SR-60
Driving in Monterey Park: What to Know
The average commute is about 29 minutes, right at the state average, and that ranks Monterey Park 94th of 141 in Los Angeles County. About 66% of workers drive alone, and about 16% work from home, which can lower yearly mileage for some households. Around 61% of households have two or more vehicles, while about 11% have none, so street parking and shared cars are part of life for many. With I-10, I-710 and SR-60 nearby, freeway miles can add up, so check that your liability limits and comprehensive coverage fit how much you drive.
State highways through or near Monterey Park:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Monterey Park
The nearest DMV office is Montebello DMV at 424 North Wilcox Ave., Montebello, CA 90640, about 2 miles away.
Nearest DMV: Montebello
424 North Wilcox Ave., Montebello, CA 90640
About 2.1 miles from Monterey Park
California Car Insurance Rules for Monterey Park Drivers
California's minimum liability is 30/60/15, meaning $30,000 per person, $60,000 per accident and $15,000 for property damage. Drivers with a clean record may qualify for a Good Driver Discount of at least 20%, and credit scores and gender can't be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Monterey Park ZIP Codes and Nearby Areas
ZIP codes in Monterey Park:
Nearby cities and communities:
More About Monterey Park
Monterey Park sits at the western edge of the San Gabriel Valley, a hilly, close-knit city with a deep food culture and a lot of community pride. Worth checking out:
- A food scene with serious range. Garvey Avenue and Atlantic Boulevard are lined with dim sum halls, noodle shops, bakeries and Asian markets, so every family has a favorite spot for weekend meals.
- A groundbreaking community. Monterey Park became one of the first suburban communities in the country with a majority Asian American population, and that history shapes its culture, businesses and celebrations.
- Barnes Park. A big, shady neighborhood favorite with playgrounds, picnic areas and walking paths, perfect for a lazy weekend afternoon.
- Stargazing at Garvey Ranch. Garvey Ranch Park is home to an astronomical observatory that opens to the public for skywatching, plus green space and gardens to explore by day.
Monterey Park Car Insurance FAQ
Does theft in Monterey Park affect what I should cover?
Police reported about 3.6 vehicle thefts per thousand people in 2025, slightly above the state average of 3.2. Comprehensive coverage pays for theft, fire, flood and vandalism, while liability-only does not cover your own car.
Will working from home lower my rate?
Annual mileage is one of the main factors insurers must weigh, so driving less can help. About 16% of Monterey Park workers work from home, so it is worth telling carriers your actual mileage.
Where do I go if I need an SR-22 or have a ticket?
An SR-22 is a form your insurer files with the DMV, and the nearest office is Montebello DMV, about 2 miles away. Tickets go through the Superior Court of California, County of Los Angeles.