Montebello drivers deal with a 31-minute average commute, so comparing car insurance quotes with A1 is a smart way to keep costs in check.
How Much Does Car Insurance Cost in Montebello?
Vehicle theft is a notable factor here, with Montebello police recording about 6 thefts per thousand residents in 2025, well above the state average of about 3. Prop 103 says your driving record, annual mileage and years of experience count most, so a long commute can push your rate up while a clean record helps.
| Factor | Montebello | California |
|---|---|---|
| Average commute | 31 min | 29 min |
| Homes with 2+ cars | 63% | 63% |
| Car thefts per 1,000 | 5.8 | 3.2 |
| ZIP codes | 1 |
Why Montebello Drivers Compare Quotes With A1
Each carrier weighs mileage, theft risk and driving history differently, so the same Montebello driver can see quite different prices. A1 is independent, so it can line up quotes from several California carriers at once, free of charge.
About Montebello, California
Montebello is an incorporated city in Los Angeles County with about 61,000 residents in roughly 8 square miles. It sits at about 200 feet in elevation and has a single ZIP code, 90640. Neighbors such as Pico Rivera, Monterey Park and Commerce are all within a few miles.
- County
- Los Angeles County
- Population
- 61,376 (Census est.)
- Major routes
- SR-60
Driving in Montebello: What to Know
Most Montebello workers, about 72%, drive alone, which is higher than the state average of about 67%. Only about 3% take public transit, so the car is the main way to get to work. The average commute of 31 minutes is a bit longer than the state's 29, and SR-60 runs through or near the city. More time on the road means more exposure, so it helps to choose liability limits and comprehensive coverage with that in mind.
State highways through or near Montebello:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Montebello
The nearest DMV office is Montebello DMV at 424 North Wilcox Ave., about 0.7 miles away.
Nearest DMV: Montebello
424 North Wilcox Ave., Montebello, CA 90640
About 0.7 miles from Montebello
California Car Insurance Rules for Montebello Drivers
California's minimum liability is 30/60/15, and it only covers damage you cause to others, not your own car. With theft rates above the state average, comprehensive coverage is worth a look, since it pays for theft, fire, flood and vandalism.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Montebello ZIP Codes and Nearby Areas
ZIP codes in Montebello:
Nearby cities and communities:
More About Montebello
Montebello takes its name from the Italian for "beautiful mountain," and this Southeast LA County city delivers a mix of hillside views, family-friendly fun and close-knit neighborhoods. Don’t miss:
- Montebello Barnyard Zoo. Grant Rea Park is home to a petting zoo and animal exhibits, a longtime favorite for kids, school field trips and easy weekend afternoons.
- Whittier Narrows nearby. Just north of town, the Whittier Narrows Recreation Area offers lakes, shaded picnic areas and walking and biking paths along the Rio Hondo and San Gabriel River.
- The Montebello Hills. Rolling open hills rise on the city's east side and give Montebello its name and its skyline, with views over the San Gabriel Valley on clear days.
- Close to everything. Downtown Los Angeles is about 10 miles west, and Montebello's neighborhood taquerias, bakeries and family-run restaurants make it easy to eat well without leaving town.
Montebello Car Insurance FAQ
Does car theft in Montebello affect my insurance?
It can. Montebello police reported about 6 vehicle thefts per thousand people in 2025, compared with about 3 statewide, so comprehensive coverage is worth considering. Comprehensive pays for theft, fire, flood and vandalism, while liability-only does not cover your own car.
Will my commute change my rate?
Yes, annual mileage is one of the top factors under Prop 103, along with your driving record and years of experience. Montebello's average commute is about 31 minutes, so tell each carrier your real mileage when you compare.
How can I get a quote from A1?
You can call, text or use the form on the site to get started. A1 works with several California carriers rather than one, so you get side-by-side quotes for free.