Pico Rivera drivers can compare free car insurance quotes from multiple California carriers, whether you commute 30 minutes or just run errands nearby.
How Much Does Car Insurance Cost in Pico Rivera?
Vehicle theft is one local factor, since Pico Rivera police recorded about 4.4 thefts per thousand residents in 2025, above the state average of about 3.2. Under Prop 103, your driving record, annual mileage and years of experience count most, while ZIP code 90660 and your vehicle are optional factors.
| Factor | Pico Rivera | California |
|---|---|---|
| Average commute | 30 min | 29 min |
| Homes with 2+ cars | 73% | 63% |
| Car thefts per 1,000 | 4.4 | 3.2 |
| ZIP codes | 1 |
Why Pico Rivera Drivers Compare Quotes With A1
Carriers weigh the same factors differently, so the same Pico Rivera driver can get quite different prices from company to company. Instead of calling each company, let A1 gather free quotes from several California carriers for you.
About Pico Rivera, California
Pico Rivera is an incorporated city in Los Angeles County covering about 8 square miles, with roughly 60,800 residents. It sits at about 164 feet in elevation in Southern California. Neighbors include Montebello, Commerce, Bell Gardens and West Whittier-Los Nietos, and Downey is the nearest city over 100,000 people, about 4 miles away.
- County
- Los Angeles County
- Population
- 60,821 (Census est.)
- Major routes
- I-605, SR-72
Driving in Pico Rivera: What to Know
Most people here drive to work, with about 76% commuting alone, compared with a state average of about 67%. The average commute is about 30 minutes, just above the state average of 29. Only about 9% work from home, well below the state's 15%, so more cars are on the road at rush hour. I-605 and SR-72 run through or near the city, so it makes sense to think about collision and comprehensive coverage, not just the legal minimum.
State highways through or near Pico Rivera:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Pico Rivera
The nearest DMV office is Montebello DMV at 424 North Wilcox Ave., Montebello, CA 90640, about 3 miles away.
Nearest DMV: Montebello
424 North Wilcox Ave., Montebello, CA 90640
About 2.8 miles from Pico Rivera
California Car Insurance Rules for Pico Rivera Drivers
California's minimum liability is 30/60/15, which covers $30,000 per injured person, $60,000 per accident and $15,000 in property damage, but it does not pay to fix your own car. Drivers with a clean record can qualify for a Good Driver Discount of at least 20%, and credit scores and gender cannot be used to set rates.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Pico Rivera ZIP Codes and Nearby Areas
ZIP codes in Pico Rivera:
Nearby cities and communities:
More About Pico Rivera
Pico Rivera sits along the Rio Hondo and San Gabriel River in the Gateway Cities region, a close-knit community with deep roots, easy access to green space, and a real hometown feel. Don’t miss:
- Two towns, one city. Pico Rivera was formed in 1958 when the communities of Pico and Rivera joined together. Pico honors Pío Pico, the last Mexican governor of Alta California.
- Whittier Narrows next door. The Whittier Narrows Recreation Area, just beside the city, has lakes, trails, picnic areas and a nature center. It's a favorite spot for weekend walks and birdwatching.
- Riverside bike paths. The San Gabriel River and Rio Hondo bike trails run along the city's edges, giving cyclists and joggers long, flat, traffic-free stretches.
- Pío Pico's history nearby. Pío Pico State Historic Park, a short trip away, preserves the adobe mansion of the man who gave the city its name, a good stop for local history.
Pico Rivera Car Insurance FAQ
Does car theft in Pico Rivera affect my insurance?
Pico Rivera police reported about 4.4 vehicle thefts per thousand people in 2025, higher than the state average of about 3.2. Comprehensive coverage pays for theft, fire, flood and vandalism, so it is worth pricing if you park on the street.
Is liability-only coverage enough for me?
Liability-only meets the 30/60/15 state minimum but does not cover your own car. With about 73% of local households owning two or more vehicles, many families rely on their cars and may want broader protection.
How can I lower my rate in Pico Rivera?
Keeping a clean record matters most, and it can earn you a Good Driver Discount of at least 20%. Lower annual mileage can help too, and comparing carriers through A1 shows how each one prices you.