Mentone drivers, where about 82% of commuters drive alone, can compare car insurance quotes from multiple California carriers with A1 for free.
How Much Does Car Insurance Cost in Mentone?
Prop 103 says your driving record, yearly mileage and years of experience count most, so a 27-minute average commute in Mentone can matter. Your ZIP code, either 92359 or 92374, and the car you drive are optional factors that can still move your price.
| Factor | Mentone | California |
|---|---|---|
| Average commute | 27 min | 29 min |
| Homes with 2+ cars | 67% | 63% |
| Car thefts per 1,000 (San Bernardino County) | 2.8 | 3.2 |
| ZIP codes | 2 |
Why Mentone Drivers Compare Quotes With A1
Each carrier weighs those factors differently, so the same Mentone driver can get quite different quotes. A1 is an independent broker that compares quotes from multiple California carriers, so you see the options in one place.
About Mentone, California
Mentone is an unincorporated community of about 9,500 people in San Bernardino County, in the Inland Empire. It covers roughly 6 square miles at about 1,650 feet of elevation. Redlands, Yucaipa and Highland are all within a few miles.
- County
- San Bernardino County
- Population
- 9,487 (Census est.)
- Major routes
- SR-38
Driving in Mentone: What to Know
Most Mentone workers drive alone, about 82% compared with 67% across California. Only about 1% use public transit, so the car is how most people get to work. The average commute is about 27 minutes, a little shorter than the state's 29, and about 67% of households own two or more vehicles. SR-38 runs near the community, and the county sheriff handles local policing while the CHP patrols highways, so solid liability and comprehensive coverage are worth considering.
State highways through or near Mentone:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Mentone
The nearest DMV office is Redlands DMV at 1659 West Lugonia Ave., Redlands, CA 92374, about 6 miles away. Traffic matters go to the Superior Court of California, County of San Bernardino.
Nearest DMV: Redlands
1659 West Lugonia Ave., Redlands, CA 92374
About 5.6 miles from Mentone
Traffic court
Superior Court of California, County of San Bernardino.
San Bernardino County court website →California Car Insurance Rules for Mentone Drivers
California's minimum liability is 30/60/15, meaning $30,000 per injured person, $60,000 per accident and $15,000 for property damage. Mentone drivers with a clean record can qualify for a Good Driver Discount of at least 20%, and credit scores cannot be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Mentone ZIP Codes and Nearby Areas
ZIP codes in Mentone:
Nearby cities and communities:
More About Mentone
Tucked against the base of the San Bernardino Mountains, Mentone is an unincorporated community with citrus-grove roots and easy access to both foothill trails and the Inland Empire's bigger attractions. A few local favorites:
- Citrus-country heritage. Mentone grew up as part of the Redlands-area citrus belt, and the community still carries that small-town, orange-grove history in its look and pace.
- Crafton Hills nearby. The Crafton Hills and Crafton Hills Open Space just to the south offer hiking and mountain biking with wide views over the Inland Empire.
- Santa Ana River and Mill Creek. Mill Creek flows out of the mountains near Mentone, and the Santa Ana River Trail is close by for walking, running and biking along the riverbed.
- Mountain escape close by. Head up Highway 38 into the San Bernardino National Forest for pine forests, cooler air and the road toward Big Bear Lake.
Mentone Car Insurance FAQ
Does insurance in Mentone's car theft rate make insurance cost more?
The 2025 figures cover all agencies in San Bernardino County, where the rate was about 2.8 thefts per thousand people, below the state's 3.2. Comprehensive coverage pays for theft, fire, flood and vandalism, while liability-only does not cover your own car.
Does a longer commute raise my rates?
Annual mileage is one of the top factors under Prop 103, so driving more can matter. Mentone's average commute is about 27 minutes, and working from home, which about 10% do here, can lower your miles.
What happens if I get caught driving without insurance?
A first offense is a $100 to $200 fine plus penalty assessments, and later offenses can mean impound. After a DUI, an uninsured driving offense or a suspension, you may also need an SR-22 filed with the DMV.