Redlands drivers can compare car insurance quotes from multiple California carriers, and with a short 25-minute average commute, mileage may work in your favor.
How Much Does Car Insurance Cost in Redlands?
Prop 103 says your driving record, annual miles and years of experience count most, so a shorter commute can help keep your mileage down. Redlands had about 3 vehicle thefts per thousand residents in 2025, a bit under the state average of 3.2, which matters if you are weighing comprehensive coverage.
| Factor | Redlands | California |
|---|---|---|
| Average commute | 25 min | 29 min |
| Homes with 2+ cars | 65% | 63% |
| Car thefts per 1,000 | 2.9 | 3.2 |
| ZIP codes | 2 |
Why Redlands Drivers Compare Quotes With A1
Each carrier weighs ZIP code, vehicle and coverage choices a little differently, even in a place with two ZIP codes like 92373 and 92374. A1 is an independent broker that compares quotes from multiple California carriers, so you can see the options side by side without filling out forms at each company.
About Redlands, California
Redlands is an incorporated city in San Bernardino County, in the Inland Empire, with about 72,985 residents spread over 36 square miles. It sits at roughly 1,358 feet in elevation. Neighbors such as Mentone, Highland and Loma Linda are all within about 5 miles.
- County
- San Bernardino County
- Population
- 72,985 (Census est.)
- Major routes
- I-10, SR-38, SR-210
Driving in Redlands: What to Know
Most Redlands commuters drive alone, about 75%, which is higher than the state figure of 67%. The average commute is about 25 minutes, shorter than the state average of 29, though it ranks 42nd of 49 in the county. Only about 1% use public transit, so most households depend on their own cars, and about 65% have two or more vehicles. I-10, SR-210 and SR-38 run through or near the city, so highway miles are worth thinking about when you pick coverage.
State highways through or near Redlands:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Redlands
The nearest DMV office is Redlands DMV at 1659 West Lugonia Ave., Redlands, CA 92374, about 2.7 miles away.
Nearest DMV: Redlands
1659 West Lugonia Ave., Redlands, CA 92374
About 2.7 miles from Redlands
Traffic court
Superior Court of California, County of San Bernardino.
San Bernardino County court website →California Car Insurance Rules for Redlands Drivers
California's minimum liability is 30/60/15, which covers $30,000 per injured person, $60,000 per accident and $15,000 in property damage. Qualifying good drivers get at least a 20% Good Driver Discount, and credit scores and gender cannot be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Redlands ZIP Codes and Nearby Areas
ZIP codes in Redlands:
Nearby cities and communities:
More About Redlands
Redlands is a Inland Empire city of orange-grove history, Victorian mansions and a walkable downtown, with the San Bernardino Mountains rising right behind it. Here’s what locals love:
- Kimberly Crest House. This 1897 French château-style mansion sits among terraced Italian gardens and a small lemon grove, a good look at Redlands' citrus-boom days.
- Redlands Bowl. The Redlands Bowl Summer Music Festival has filled this outdoor amphitheater with concerts since 1924, making warm evenings under the stars a local tradition.
- A. K. Smiley Public Library. Open since 1898, this landmark library is surrounded by shady grounds, including Smiley Park, and is a favorite spot for a quiet afternoon.
- Oak Glen nearby. A short drive up from town, the orchards of Oak Glen are the place for fall apple picking, cider and mountain views.
Redlands Car Insurance FAQ
Does a short commute in Redlands lower my insurance cost?
It can help, because annual mileage is one of the top factors insurers must weigh under Prop 103. Redlands commuters average about 25 minutes each way, less than the state average of 29.
Should I carry comprehensive coverage in Redlands?
Comprehensive pays for theft, fire, flood and vandalism, and liability-only does not cover your own car. Redlands police logged 211 vehicle thefts in 2025, so it is worth pricing out.
How do I get quotes from A1?
Quotes are free, and you can call, text or use the form. A1 compares quotes from multiple California carriers for you.