Brisbane drivers can compare car insurance quotes from several California carriers, and with only 2 vehicle thefts reported in 2025, your record can do the talking.
How Much Does Car Insurance Cost in Brisbane?
Brisbane's theft numbers are very low, about 0.4 per thousand people against a state average of 3.2, which helps keep one cost factor in check. Under Prop 103, your driving record, annual mileage and years of experience count most, so those will shape your price more than the 94005 ZIP code.
| Factor | Brisbane | California |
|---|---|---|
| Average commute | 30 min | 29 min |
| Homes with 2+ cars | 64% | 63% |
| Car thefts per 1,000 | 0.4 | 3.2 |
| ZIP codes | 1 |
Why Brisbane Drivers Compare Quotes With A1
Every carrier weighs the same factors a little differently, so the same Brisbane driver can see different prices from company to company. A1 is independent and compares quotes from several carriers, and you can request yours free by phone, text or the form.
About Brisbane, California
Brisbane is a small Bay Area city of about 4,700 people spread across just 3 square miles in San Mateo County. It sits at about 108 feet of elevation, right next to South San Francisco. Daly City, the nearest large city, is about 5 miles away.
- County
- San Mateo County
- Population
- 4,718 (Census est.)
- Major routes
- US-101
Driving in Brisbane: What to Know
The average commute here is about 30 minutes, just above the state's 29 minutes. Only about 49% of workers drive alone, well below the state's 67%, and nearly 25% work from home. Fewer solo drives and more remote work can mean lower annual mileage for many households, which is a major rating factor. US-101 runs through or near town, so anyone who commutes on it daily should report their mileage accurately and compare quotes.
State highways through or near Brisbane:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Brisbane
The nearest DMV office is Daly City DMV at 1500 Sullivan Avenue, about 5 miles away. That is a short trip, but book an appointment first so a registration or license visit does not eat up your day.
Nearest DMV: Daly City
1500 Sullivan Avenue, Daly City, CA 94015
About 5 miles from Brisbane
California Car Insurance Rules for Brisbane Drivers
With commutes close to average and many people working from home, mileage matters here. If you drive less than you used to, tell your insurer, since annual mileage is one of the heaviest rating factors. A clean record may also earn the Good Driver Discount of at least 20%.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Brisbane ZIP Codes and Nearby Areas
ZIP codes in Brisbane:
Nearby cities and communities:
More About Brisbane
Perched on the slopes of San Bruno Mountain just south of San Francisco, Brisbane is a small hillside city with big views and a close-knit feel. Where to start:
- San Bruno Mountain. San Bruno Mountain State and County Park rises right above town, with hiking trails, wildflowers in spring and sweeping views of the Bay and the city skyline.
- Bayside views. Homes and streets climb the hillside facing San Francisco Bay, so sunsets and sparkling water views are part of everyday life here.
- A small-town feel. With under 5,000 residents, Brisbane is known as the "City of Stars," and neighbors tend to know each other at community events and local gatherings.
- Close to everything. Downtown San Francisco, Oyster Point and SFO are all a short trip away, so the Peninsula and the city are easy to reach.
Brisbane Car Insurance FAQ
Does working from home lower my car insurance in Brisbane?
It can, because annual mileage is one of the main factors California insurers must weigh. About 24% of Brisbane workers work from home, so many drivers may be putting fewer miles on their cars.
How does car theft in Brisbane affect my insurance quote?
Not by the numbers. Brisbane police reported just 2 vehicle thefts in 2025, far below the state average rate. Comprehensive coverage is still worth considering, since it also pays for fire, flood and vandalism.
How many cars do Brisbane households usually have?
About 64% of households have two or more vehicles, a bit above the state's 63%. If you insure more than one car, ask for quotes on all of them together so you can compare total cost across carriers.