Burlingame drivers can compare car insurance quotes from multiple California carriers, and with vehicle theft well below the state rate, there is plenty to shop around for.
How Much Does Car Insurance Cost in Burlingame?
Burlingame's theft rate of about 2 thefts per thousand residents is lower than the state average of about 3, which can help keep comprehensive coverage in check. Your own driving record, yearly mileage and years of experience still count most, so a long commute of about 31 minutes can matter more than your address.
| Factor | Burlingame | California |
|---|---|---|
| Average commute | 31 min | 29 min |
| Homes with 2+ cars | 57% | 63% |
| Car thefts per 1,000 | 1.9 | 3.2 |
| ZIP codes | 1 |
Why Burlingame Drivers Compare Quotes With A1
Each carrier weighs the same Prop 103 factors a little differently, so the same Burlingame driver can get quite different prices. Instead of calling each company, let A1 gather free quotes from several California carriers for you.
About Burlingame, California
Burlingame is an incorporated city in San Mateo County, in the San Francisco Bay Area. About 30,500 people live on roughly 4 square miles of low, flat land that sits only about 39 feet above sea level. Millbrae and Hillsborough are each about 2 miles away, and San Mateo is about 4 miles away.
- County
- San Mateo County
- Population
- 30,526 (Census est.)
- Major routes
- US-101, SR-82
Driving in Burlingame: What to Know
The average commute here is about 31 minutes, which is longer than the state average of 29 and ranks third among 32 places in San Mateo County. Only about 56% of workers drive alone, compared with 67% statewide, and about 24% work from home. US-101 and SR-82 run through or near the city, so many drivers share busy roads with commuters from nearby towns. Longer commutes add annual mileage, so it pays to report your miles accurately and ask each carrier how it rates them.
State highways through or near Burlingame:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Burlingame
The nearest DMV office is San Mateo DMV at 425 North Amphlett Blvd., San Mateo, CA 94401, about 2 miles from Burlingame.
Nearest DMV: San Mateo
425 North Amphlett Blvd., San Mateo, CA 94401
About 2.3 miles from Burlingame
California Car Insurance Rules for Burlingame Drivers
California requires at least 30/60/15 liability coverage, and that covers others but not your own car. Comprehensive pays for theft, fire, flood and vandalism, and drivers who qualify get at least a 20% Good Driver Discount.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Burlingame ZIP Codes and Nearby Areas
ZIP codes in Burlingame:
Nearby cities and communities:
More About Burlingame
Set on the San Francisco Bay shoreline just south of the city, Burlingame has a walkable downtown, tree-lined streets and a small-town feel on the Peninsula. Where to start:
- Burlingame Avenue. The heart of downtown, lined with boutiques, cafes and restaurants, and easy to stroll on a sunny afternoon.
- Historic train station. The Burlingame Station, built in 1894 in the Mission Revival style, still stands near the Avenue as a reminder of the city's railroad-era roots.
- Broadway dining. A second shopping and dining district, Broadway is full of neighborhood restaurants and bakeries that locals return to again and again.
- Bayfront walks. The Bay Trail along the shoreline offers flat, open paths with water views, and Washington Park is a favorite shady spot for picnics.
Burlingame Car Insurance FAQ
Does a long commute raise my car insurance in Burlingame?
It can, because annual mileage is one of the main factors insurers must weigh. Burlingame's average commute of about 31 minutes is a bit above the state average, so give your real mileage when you compare quotes.
How does car theft in Burlingame affect my insurance quote?
Burlingame police recorded 58 vehicle thefts in 2025, about 2 per thousand residents, which is below the state average of about 3. Comprehensive coverage is still what pays if your car is stolen, so liability-only will not cover it.
What happens if I get caught driving uninsured here?
A first offense is a $100 to $200 fine plus penalty assessments, and later offenses can mean your car is impounded. If you have had a DUI or a suspension, you may also need an SR-22 filed with the DMV by your insurer.