Fillmore drivers can compare car insurance quotes from multiple California carriers, and with vehicle theft this low, there may be good rates to find.
How Much Does Car Insurance Cost in Fillmore?
Prices here are shaped mostly by your driving record, annual mileage and years of experience, with ZIP code 93015 as one optional factor. Fillmore's reported vehicle theft was about 0.5 per thousand people in 2025, well under the state average of about 3.2, which is a point in a driver's favor.
| Factor | Fillmore | California |
|---|---|---|
| Average commute | 31 min | 29 min |
| Homes with 2+ cars | 74% | 63% |
| Car thefts per 1,000 | 0.5 | 3.2 |
| ZIP codes | 1 |
Why Fillmore Drivers Compare Quotes With A1
Each carrier weighs the same factors a little differently, so the same driver can get quite different quotes. A1 is an independent broker that compares quotes from multiple California carriers, so you see several options without calling around yourself.
About Fillmore, California
Fillmore is an incorporated city in Ventura County with about 16,700 residents on roughly 3 square miles. It sits at about 456 feet of elevation in Southern California. Piru, Moorpark and Santa Paula are all within about 9 miles.
- County
- Ventura County
- Population
- 16,665 (Census est.)
- Major routes
- SR-23, SR-126
Driving in Fillmore: What to Know
The average commute is about 31 minutes, a bit above the state average of 29 and sixth longest among 24 places in the county. About 77% of workers drive alone, compared with 67% statewide, so most local drivers rack up regular commuting miles. Mileage is a major rating factor, so an accurate estimate of yours matters. SR-23 and SR-126 run through or near town, and those highway miles are worth considering when you pick coverage.
State highways through or near Fillmore:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Fillmore
The nearest DMV office is Santa Paula DMV at 250 W. Harvard Blvd., Suite A, about 10 miles away.
Nearest DMV: Santa Paula
250 W. Harvard Blvd., Suite A, Santa Paula, CA 93060
About 9.8 miles from Fillmore
California Car Insurance Rules for Fillmore Drivers
California's minimum liability is 30/60/15, and it does not pay to fix your own car, so consider comprehensive and collision if your vehicle matters to you. Drivers with a clean record can qualify for a Good Driver Discount of at least 20%, and credit scores can't be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Fillmore ZIP Codes and Nearby Areas
ZIP codes in Fillmore:
Nearby cities and communities:
More About Fillmore
Set in the Santa Clara River Valley and surrounded by citrus groves and mountains, Fillmore calls itself the last original small town in Southern California, and it has the charm to back it up. Don’t miss:
- Main Street, Central Park. Old-fashioned storefronts, local restaurants and a tree-shaded central park give downtown a true small-town feel, and it hosts community events throughout the year.
- Fillmore & Western Railway. Vintage train excursions roll out from the historic downtown depot, and the railway's old-time look has made it a popular backdrop for film and TV.
- Citrus country. Orange and lemon groves stretch across the valley, and the mountains behind them make for scenic views and a strong sense of agricultural heritage.
- Sespe Creek and Los Padres. The Sespe Creek area and the Los Padres National Forest lie just north of town, with wild canyon scenery for hiking, fishing and camping.
Fillmore Car Insurance FAQ
Does a long commute raise my insurance in Fillmore?
It can, because annual mileage is one of the top factors insurers must weigh. Fillmore's average commute is about 31 minutes, so many drivers here should report their mileage carefully.
Does Fillmore's car theft rate make insurance cost more?
Fillmore police reported 9 vehicle thefts in 2025, about 0.5 per thousand people. That is far below the state average of about 3.2, though comprehensive coverage still protects you from theft, fire, flood and vandalism.
Where do I go for DMV help near Fillmore?
The closest office is Santa Paula DMV, about 10 miles away at 250 W. Harvard Blvd., Suite A. If you need an SR-22 after a DUI, driving uninsured or a suspension, your insurer files it with the DMV.