Moorpark drivers can compare car insurance quotes from multiple California carriers, and with vehicle theft this low, many may find good options.
How Much Does Car Insurance Cost in Moorpark?
Moorpark's vehicle theft rate is about 0.4 per thousand residents, far below the state average of 3.2, which is a good sign for comprehensive coverage costs. Under Prop 103, your driving record, annual mileage and years of experience count most, so a clean record and a modest commute can help you more than anything else.
| Factor | Moorpark | California |
|---|---|---|
| Average commute | 29 min | 29 min |
| Homes with 2+ cars | 80% | 63% |
| Car thefts per 1,000 | 0.4 | 3.2 |
| ZIP codes | 1 |
Why Moorpark Drivers Compare Quotes With A1
Each carrier weighs the same factors a little differently, so the same driver can get quite different prices from company to company. A1 is an independent broker that compares quotes from multiple California carriers, so you do not have to shop around one company at a time.
About Moorpark, California
Moorpark is an incorporated city in Ventura County with about 35,957 residents spread across roughly 12 square miles. It sits at about 515 feet in elevation and uses the single ZIP code 93021. Thousand Oaks is the nearest city over 100,000 people, about 6 miles away, and Santa Rosa Valley, Somis and Simi Valley are all close by.
- County
- Ventura County
- Population
- 35,957 (Census est.)
- Major routes
- SR-23, SR-118
Driving in Moorpark: What to Know
The average commute here is about 29 minutes, right at the state average, and it ranks 10th of 24 in Ventura County. About 73% of workers drive alone, higher than the state's 67%, so most people are putting daily miles on their own cars. Around 18% work from home, which can lower annual mileage for some households. SR-23 and SR-118 run through or near the city, so it is worth making sure your liability limits can handle a busy highway accident.
State highways through or near Moorpark:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Moorpark
The nearest DMV office is Thousand Oaks DMV at 1810 Avenida De Los Arboles, about 5.5 miles away.
Nearest DMV: Thousand Oaks
1810 Avenida De Los Arboles, Thousand Oaks, CA 91362
About 5.5 miles from Moorpark
California Car Insurance Rules for Moorpark Drivers
California's minimum liability is 30/60/15, meaning $30,000 per person, $60,000 per accident and $15,000 for property damage. Since about 80% of Moorpark households have two or more vehicles, it helps to check that every car is covered, and drivers with a clean record may qualify for a Good Driver Discount of at least 20%.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Moorpark ZIP Codes and Nearby Areas
ZIP codes in Moorpark:
Nearby cities and communities:
More About Moorpark
Set in a valley between rolling hills and farmland in eastern Ventura County, Moorpark blends small-town charm with easy access to the outdoors. Worth checking out:
- America's Teaching Zoo. Moorpark College runs a working zoo where students in its Exotic Animal Training and Management program care for animals from around the world, and it's open to visitors.
- The Apricot City. Moorpark's nickname honors its farming roots, when orchards and fields covered the valley. Some agriculture still surrounds town, giving it a rural feel.
- Happy Camp Canyon Regional Park. Trails wind through canyons and chaparral-covered hills just north of town, a favorite for hiking, mountain biking and spring wildflowers.
- Old Town Moorpark. High Street is the historic heart of the
Moorpark Car Insurance FAQ
Is car insurance cheaper in Moorpark because theft is low?
Moorpark police reported about 0.4 vehicle thefts per thousand residents in 2025, well under the state average of 3.2. That can help comprehensive pricing, but your driving record, mileage and experience still matter most.
Does working from home lower my insurance rate?
It can, if it cuts your annual mileage, since mileage is one of the main factors insurers must weigh. About 18% of Moorpark workers work from home, so tell your broker how much you actually drive.
How do I get quotes for several cars in my household?
Many Moorpark households run two or more vehicles, and about 80% do. A1 can compare quotes from multiple California carriers for all your cars, and you can call, text or use the form.