El Macero drivers face the longest average commute in Yolo County, so it pays to compare car insurance quotes with A1.
How Much Does Car Insurance Cost in El Macero?
Long daily drives push up annual mileage, and Prop 103 counts mileage among the most important rating factors. Nearly every household here has cars, and 85% have two or more, so many families are insuring several vehicles at once.
| Factor | El Macero | California |
|---|---|---|
| Average commute | 30 min | 29 min |
| Homes with 2+ cars | 85% | 63% |
| Car thefts per 1,000 (Yolo County) | 2.9 | 3.2 |
| ZIP codes | 1 |
Why El Macero Drivers Compare Quotes With A1
Carriers weigh mileage, driving record and experience differently, so the same household can get very different prices. A1 is independent and compares quotes from several California carriers, and you can ask for a free quote by phone, text or the form.
About El Macero, California
El Macero is a small community of about 1,045 people on just 0.6 square miles in Yolo County, in the Sacramento Valley. It sits at only 36 feet of elevation, with Davis three miles away and Sacramento twelve. Most residents drive to work alone, about 83% compared with 67% statewide, and no households are without a vehicle.
- County
- Yolo County
- Population
- 1,045 (Census est.)
- Major routes
- I-80
Driving in El Macero: What to Know
The average commute is about 30 minutes, the longest of the 11 places ranked in Yolo County and a bit above the state average of 29. Only about 3% of workers use public transit, so the car is the way almost everyone gets around. I-80 is the main route nearby, and the CHP patrols highways while the county sheriff covers local streets. If you put many miles on your car each year, make sure your mileage estimate is accurate and that your coverage fits a vehicle you rely on daily.
State highways through or near El Macero:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for El Macero
The nearest DMV office is Davis DMV at 505 Pole Line Road, about 2 miles away. That is a short trip, so renewals and registration visits should be easy to fit around a work day.
Nearest DMV: Davis
505 Pole Line Road, Davis, CA 95618
About 2.3 miles from El Macero
California Car Insurance Rules for El Macero Drivers
With long commutes and a lot of time on the road, mileage and driving record matter most to your rate under Prop 103. A clean record can earn the Good Driver Discount of at least 20%, so keeping it clear is worth real money.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
El Macero ZIP Codes and Nearby Areas
ZIP codes in El Macero:
Nearby cities and communities:
More About El Macero
El Macero is a quiet, tree-lined community in Yolo County, wrapped around a golf course and just outside Davis, with a relaxed, neighborly feel. Here’s what locals love:
- El Macero Country Club. The community grew up around its golf course, and mature trees and wide, calm streets give the neighborhood a park-like feel.
- Next door to Davis. Downtown Davis is only a few minutes away, with a farmers market, cafes, and the UC Davis campus and its Arboretum for easy strolls.
- Biking country. Flat terrain and the bike-friendly reputation of Davis make this a great area for easy rides on quiet roads and paths through farmland.
- Farm country views. Yolo County's open fields and orchards surround the community, and Sacramento and its Old Town riverfront are about 20 minutes away by car.
El Macero Car Insurance FAQ
Does my long commute raise my insurance cost in El Macero?
It can, because annual mileage is one of the main factors California insurers must weigh. Local commutes average about 30 minutes, so report your real mileage and compare quotes to see how carriers treat it.
Do I need comprehensive coverage for theft in El Macero?
Yolo County's 2025 vehicle theft rate was about 2.9 per thousand people, a little under the state average of 3.2. Comprehensive coverage still pays for theft, fire, flood and vandalism if you want that protection.
Can I insure several cars on one policy here?
Many local households do, since about 85% have two or more vehicles. Ask for quotes on all your cars together, and A1 can compare carriers for the whole household.