Woodland drivers can compare car insurance quotes from multiple California carriers, and with theft well below the state rate, many may find good options.
How Much Does Car Insurance Cost in Woodland?
Prices here are shaped mostly by your driving record, annual mileage and years of experience, with ZIP code (95695 or 95776) and your vehicle as optional factors. Woodland's vehicle theft rate of about 2 per thousand people in 2025 is lower than the state average of about 3, which is a point in a driver's favor when comprehensive coverage is priced.
| Factor | Woodland | California |
|---|---|---|
| Average commute | 24 min | 29 min |
| Homes with 2+ cars | 68% | 63% |
| Car thefts per 1,000 | 1.9 | 3.2 |
| ZIP codes | 2 |
Why Woodland Drivers Compare Quotes With A1
Each carrier weighs the same Prop 103 factors a little differently, so the same driver can see different prices from company to company. A1 is an independent broker that compares quotes from multiple California carriers, so you don't have to request each one yourself.
About Woodland, California
Woodland is an incorporated city of about 61,000 people in Yolo County, in the Sacramento Valley. It covers roughly 15 square miles and sits at about 69 feet above sea level. Smaller communities like Yolo, Davis and Knights Landing are all within about 10 miles.
- County
- Yolo County
- Population
- 61,256 (Census est.)
- Major routes
- I-5, SR-113
Driving in Woodland: What to Know
The average commute in Woodland is about 24 minutes, shorter than the state average of 29 and the fifth-longest of 11 places in Yolo County. About 74% of workers drive alone, higher than the state figure of 67%, so most people here put regular daily miles on their own car. I-5 and SR-113 run through or near the city, which matters if you head toward Sacramento, about 17 miles away. Because mileage affects your rate, tell carriers honestly how much you drive, especially if you work from home like about 12% of local workers.
State highways through or near Woodland:
Sources: U.S. Census Bureau, American Community Survey 2019–2023; California DOJ OpenJustice (2025); Caltrans State Highway Network.
DMV Office and Traffic Court for Woodland
The nearest DMV office is Woodland DMV at 825 East St., Suite 306, only about 0.7 miles away.
Nearest DMV: Woodland
825 East St., Suite 306, Woodland, CA 95776
About 0.7 miles from Woodland
California Car Insurance Rules for Woodland Drivers
California requires at least 30/60/15 liability coverage, and liability-only will not pay to fix your own car. If you have a clean record you may qualify for a Good Driver Discount of at least 20%, and credit scores and gender can't be used to set your rate.
Guides: Minimum coverage · Discounts · SR-22 and high-risk · Driving uninsured · How rates are set
Woodland ZIP Codes and Nearby Areas
ZIP codes in Woodland:
Nearby cities and communities:
More About Woodland
Woodland is the Yolo County seat, a Sacramento Valley farm town with a well-kept historic downtown and Sacramento and Davis both close by. Where to start:
- Woodland Opera House. Built in 1896 and now a state historic park, this restored theater is the centerpiece of downtown and still hosts shows and community events.
- Historic Main Street. Brick storefronts, local cafes and shops line downtown, and the surrounding blocks are dotted with Victorian homes that show off the town's long history.
- Hays Antique Truck Museum. A fun stop for vintage vehicle fans, with a large collection of antique trucks that tells the story of hauling and farming in the valley.
- Farm country all around. Woodland is surrounded by Yolo County fields and orchards, and the Cache Creek Nature Preserve nearby offers quiet walks and birdwatching.
Woodland Car Insurance FAQ
Is car insurance cheaper in Woodland because theft is lower?
Lower theft can help, since Woodland's rate is about 2 per thousand compared with about 3 statewide. Your driving record, mileage and experience still count most, so your own profile matters more than the city average.
Do I need more than the minimum coverage in Woodland?
The legal minimum is 30/60/15, but it only covers damage you cause to others, not your own car. About 68% of local households have two or more vehicles, so many families have more to protect and may want higher limits or comprehensive coverage.
Where do I go for DMV help in Woodland?
Woodland DMV is at 825 East St., Suite 306, about 0.7 miles from the city's center. If you need an SR-22 filed after a DUI, uninsured driving or a suspension, your insurer sends the form to the DMV.